Lake County property record for 1005 Talbot Ave, Lake Bluff, IL 60044
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,965 sqft · built 1990 |
| Lot Size | 0.373 acres (16,226 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $517,500 (Aug 2023) |
| Tax Bill | $11,944 (2024) |
| Deeds & Mortgages | Dec 2025 Mortgage Aug 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-18-301-009 |
| Primary APN | 12-18-301-009 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,965 sqft Living Area |
| Gross Area | 4,602 sqft |
| 1st Floor Area | 1,965 sqft |
| Basement Area | 1,965 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 16,226 sqft (0.373 acres) |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1005 TALBOT AVE |
|---|---|
| City | LAKE BLUFF |
| State | IL |
| Zip | 60044-1563 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FREDK H BARTLETTS NORTH SHORE PROPERTIES LOT 9 BLOCK 4 |
| Legal Subdivision | FREDK H BARTLETTS NORTH SHORE PROPERTIES |
| Legal Block | 4 |
| Legal Lot Number | 9 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | SHIELDS |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 863202 |
Source: Lake County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1005 TALBOT AVE, LAKE BLUFF, IL 60044-1563 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Dec 15, 2025 | Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Aug 10, 2023 | Special Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Apr 13, 2020 | Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Sep 14, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 10, 2023 · Amount on Record |
| Deed Sale | Aug 10, 2023 · Amount on Record |
| Prior Sale | Apr 13, 2020 · Amount on Record |
| Deed Document Number | 20237989173 |
| Last Transfer Date | May 1, 2024 |
| Transfer Doc | 0008032925 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 1005 TALBOT AVE, LAKE BLUFF, IL 60044-1563 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2025 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 1005 TALBOT AVE, LAKE BLUFF, IL 60044-1563 |
| Document Number | 0008139416 |
|---|---|
| Date | Dec 15, 2025 |
| Instrument | 8139416 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 1, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.75% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Aug 10, 2023 |
| Property Address | 1005 TALBOT AVE, LAKE BLUFF, IL 60044-1563 |
| Document Number | 0007989173 |
| Map Reference | DOC 295961 |
| Instrument Date | Jun 22, 2023 |
| Instrument | 7989173 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2023 |
| Title Company | NOT AVAILABLE, DOMA INSURANCE AGENCY OF IL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $517.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1005 TALBOT AVE, LAKE BLUFF, IL 60044-1563 |
| Name | Verified Name |
|---|---|
| Address | 1005 TALBOT AVE, LAKE BLUFF, IL 60044-1563 |
| Document Number | 0007989174 |
|---|---|
| Date | Aug 10, 2023 |
| Instrument | 7989174 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.87% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Apr 13, 2020 |
| Property Address | 1005 TALBOT AVE, LAKE BLUFF, IL 60044-1563 |
| Document Number | 0007647396 |
| Instrument Date | Mar 2, 2020 |
| Instrument | 7647396 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2020 |
| Title Company | TITLESTAR LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $553.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 634 NE CONIFER DR BREMERTON WA 983119226, BREMERTON, WA 98311-9226 |
| Document Number | 7647397 |
|---|---|
| Date | Apr 13, 2020 |
| Instrument | 7647397 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 12, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.99% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Sep 14, 2018 |
| Property Address | 1005 TALBOT AVE, LAKE BLUFF, IL 60044-1563 |
| Document Number | 0007513014 |
| Instrument Date | Sep 4, 2018 |
| Instrument | 7513014 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 1, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Shields Township |
| Elementary School District | Lake Bluff Elementary School District 65 (KG - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $201,137 (+21.6%) Land $41,277 Building $159,860 | $603,471 (+21.6%) Land $123,843 Building $479,628 | |
| 2024 | $11,944.00 (+25.12%) | ||
| 2023 | $9,546.00 (+2.15%) | $165,411 (+19.08%) Land $33,945 Building $131,466 | $496,282 (+19.08%) Land $101,845 Building $394,437 |
| 2022 | $9,345.00 | $138,902 Land $28,505 Building $110,397 | $416,748 Land $85,524 Building $331,224 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 10 (1981–2020) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | May 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE BLUFF serves 5,600 people · EPA ID IL0970750 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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