Cherokee County property record for 915 Co Rd 79, Centre, AL 35960
| Property Type | Single Family Home |
|---|---|
| Details | 1,344 sqft · built 2021 |
| Lot Size | 1.2 acres (52,272 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $725,000 (Jun 2026) |
| Tax Bill | $1,502 (2026) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Feb 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-14-02-04-0-000-025.000 |
| Primary APN | 13-14-02-04-0-000-025.000 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,344 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 52,272 sqft (1.2 acres) |
| Deck Area | Deck Area |
| Boat Access | Boat Access |
| Boat House | Boat House |
| Account Number | 211517 |
|---|---|
| Street Address | 915 COUNTY ROAD 79 |
| City | CENTRE |
| State | AL |
| Zip | 35960-6613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4, BLOCK A, BILLY GOAT HILL S/D, PB 6/101 |
| Legal Range | 09E |
| Legal Township | 10S |
| Legal Section | 04 |
| Legal Subdivision | BILLY GOAT HILL SD |
| Legal Block | A |
| Legal Lot Number | 4 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | CENTRE |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 956000 |
Source: Cherokee County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2 BETH MEAD C DR SW, ROME, GA 36165 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 1, 2026 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ALABAMA TEACHERS CU |
| Mar 27, 2020 | Deed of Trust, Mortgage · Balloon Mortgage ALABAMA TEACHERS CU |
| Feb 11, 2021 | Intrafamily Transfer, Transfer CLEARING TITLE |
| Feb 16, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2026 · Amount on Record |
| Deed Sale | Jun 1, 2026 · Amount on Record |
| Prior Sale | Feb 16, 2018 · Amount on Record |
| Deed Document Number | 2026244020 |
| Prior Transfer Date | Feb 5, 2021 |
| Prior Transfer Doc | 0000216585 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Recording Date | Jun 1, 2026 |
| Property Address | 915 COUNTY ROAD 79, CENTRE, AL 35960-6613 |
| Document Number | 0000244020 |
| Instrument Date | May 22, 2026 |
| Instrument | 2026244020 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $73,225.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000244021, |
|---|---|
| Date | Jun 1, 2026 |
| Instrument | 2026244021 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 915 COUNTY ROAD 79, CENTRE, AL 35960-6613 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000216584 |
|---|---|
| Date | Feb 11, 2021 |
| Instrument | 216584 |
| Name | ALABAMA TEACHERS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 915 COUNTY ROAD 79, CENTRE, AL 35960-6613 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000211522 |
|---|---|
| Date | Mar 27, 2020 |
| Instrument | 211522 |
| Name | ALABAMA TEACHERS CU |
|---|---|
| Type | Credit Union |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 15, 2021 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Recording Date | Feb 11, 2021 |
| Property Address | 915 COUNTY ROAD 79, CENTRE, AL 35960-6613 |
| Document Number | 0000216585 |
| Map Reference | PB 6 PG 101 |
| Instrument Date | Feb 5, 2021 |
| Instrument | 216585 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2023 |
| Title Company | CLEARING TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 915 COUNTY ROAD 79, CENTRE, AL 35960-6613 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Recording Date | Feb 16, 2018 |
| Property Address | 915 COUNTY ROAD 79, CENTRE, AL 35960-6613 |
| Document Number | 0000201470 |
| Instrument Date | Feb 12, 2018 |
| Instrument | 201470 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 736 NORTHWOOD DR, LAUREL, MS 39440-2253 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 310 LAKE ST, GADSDEN, AL 35903-1035 |
Source: Cherokee County assessment roll, as of December 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,502.00 (+7.21%) | ||
| 2025 | $1,401.00 (+1.45%) Homeowner's exemption | $11,780 (-59.96%) Land $7,040 Building $4,740 | $346,000 (+1.35%) Land $70,400 Building $275,600 |
| 2024 | $1,381.00 (+3.6%) Additional exemption filed | $29,420 (-10.85%) Land $6,580 Building $22,840 | $341,400 (+3.52%) Land $65,800 Building $275,600 |
| 2023 | $1,333.00 Homeowner's exemption | $33,000 (+224.8%) | $329,800 (-) Land $65,800 Building $264,000 |
| 2022 | $1,333.00 Homeowner's exemption | $10,160 Land $6,580 Building $3,580 | $329,800 Land $65,800 Building $264,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2019) |
| Most Recent Claim | Feb 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 76% of Alabama |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CENTRE, WW AND SB OF THE serves 8,163 people · EPA ID AL0000188 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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