990 Co Rd 79, Centre, AL 35960 Property Records

Cherokee County property record for 990 Co Rd 79, Centre, AL 35960 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	1,300 sqft · built 1985
Lot Size	0.65 acres (28,314 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Jul 2022)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-14-02-04-0-000-020.000`

Property Details

APN / Parcel Number

Primary APN	`13-14-02-04-0-000-020.000`
Alternative APNs	`ALT APN:1402040000020000` `215628` `7575`

Interior

Stories	1 Story
Building Area	1,300 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	28,314 sqft (0.65 acres)
Porch	Open Porch
Porch Area	48 sqft

Location & Zoning

Account Number	215628
Street Address	990 COUNTY ROAD 79
City	CENTRE
State	AL
Zip	35960-6606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3, 1ST ADD TO BILLY GOAT HILL SD, PB 7 PG 18
Legal Lot Number	3
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	3
Census Block	3034
Census Tract	956000

Owner

Source: Cherokee County records · APN 13-14-02-04-0-000-020.000

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	990 COUNTY ROAD 79, CENTRE, AL 35960-6606
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 29, 2022 · Amount on Record
Deed Sale	Jul 29, 2022 · Amount on Record
Prior Sale	Feb 25, 2016
Deed Document Number	0000225509
Record Updated	Jun 08, 2026

July 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	CHEROKEE AL
Recording Date	Jul 29, 2022
Property Address	990 COUNTY ROAD 79, CENTRE, AL 35960-6606
Document Number	0000225509
Map Reference	DOC 192082
Instrument Date	Jul 29, 2022
Instrument	225509
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000225510
Date	Jul 29, 2022
Instrument	225510

Lender

Name	ALABAMA TEACHER CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2052

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 01, 2032
Min Rate At Change	2%
Max Rate At Change	8%
Index	Prime Rate

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Additional exemption filed	$10,760 (-1.47%) Land $660 Building $10,100	$109,100 (-) Land $6,600 Building $102,500
2023	Additional exemption filed	$10,920	$109,100 Land $6,600 Building $102,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (01019C), updated March 15, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010199560003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Feb 2019, river or lake flooding, Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Wildfire

Wildfire Risk	Moderate above 49% of the US · above 57% of Alabama
Wildfire Likelihood	About 1 in 1,205 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 53 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 79

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures