825 Co Rd 79, Centre, AL 35960 Property Records

Cherokee County property record for 825 Co Rd 79, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	2,572 sqft · built 1982
Owner	Individual Name on Record
Tax Bill	$1,335 (2023)
Deeds & Mortgages	Jan 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-14-02-04-0-000-027.003`

Property Details

APN / Parcel Number

Primary APN	`13-14-02-04-0-000-027.003`
Alternative APNs	`ALT APN:1402040000027003` `3416`

Interior

Stories	2 Stories
Building Area	2,572 sqft Living Area
Upper Floors Area	899 sqft
Basement Area	757 sqft
Finished Basement	216 sqft
Unfinished Basement	541 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	312 sqft

Location & Zoning

Account Number	3416
Street Address	825 COUNTY ROAD 79
City	CENTRE
State	AL
Zip	35960-6614
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF TRACT D, 1ST ADD BILLY GOAT HILL S/D, PB 6/101
Legal Subdivision	BILLY GOAT HILL SD
Legal Tract	D-1
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	3
Census Block	3006
Census Tract	956000

Owner

Source: Cherokee County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	825 COUNTY ROAD 79, CENTRE, AL 35960-6614
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	825 COUNTY ROAD 79, CENTRE, AL 35960-6614
Transaction Type	Mortgage
Record Updated	Jan 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	825 COUNTY ROAD 79, CENTRE, AL 35960-6614

Mortgage

Document Number	0000232040
Date	Jan 11, 2024
Instrument	232040

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2039

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Additional exemption filed	$16,740 (-56.38%) Land $16,060 Building $680	$394,200 (+2.74%) Land $160,500 Building $233,700
2023	$1,335.00 Additional exemption filed	$38,380 (+144.77%)	$383,700 (-) Land $150,000 Building $233,700
2022	Additional exemption filed	$15,680 Land $15,000 Building $680	$383,700 Land $150,000 Building $233,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Feb 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 76% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CENTRE, WW AND SB OF THE serves 8,163 people · EPA ID AL0000188
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000