Cherokee County property record for 811 Co Rd 79, Centre, AL 35960
| Property Type | Other Improved |
|---|---|
| Details | built 2018 |
| Lot Size | 1.72 acres (74,923 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,675 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Jan 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-14-02-04-0-000-027.002 |
| Primary APN | 13-14-02-04-0-000-027.002 |
|---|---|
| Alternative APNs |
|
| Year Built | Built 2018 |
|---|---|
| Lot Area | 74,923 sqft (1.72 acres) |
| Boat Access | Boat Access |
| Boat House | Boat House |
| Account Number | 209173 |
|---|---|
| Street Address | 811 COUNTY ROAD 79 |
| City | CENTRE |
| State | AL |
| Zip | 35960-6614 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | COM NE COR SE/4;W 1770'TO RD;NW 340'TO POB;NE 370'TO CONT LNNW 210';W 300'TO RD;SE 420'ALG R/W TO POB |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | CENTRE |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 956000 |
Source: Cherokee County assessment roll, APN 13-14-02-04-0-000-027.002, as of January 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 198 COUNTY ROAD 112, CENTRE, AL 35960-7001 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 02, 2025 | Deed of Trust, Mortgage · Conventional Mortgage NOBLEBANK & TRUST |
| Jan 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ALABAMA TEACHERS CU |
| Aug 19, 2024 | Deed of Trust, Mortgage · Construction Mortgage NOBLEBANK & TRUST |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 24, 2020 |
| Deed Sale | Jan 24, 2020 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 811 COUNTY ROAD 79, CENTRE, AL 35960-6614 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2025 |
| Name | Verified Name |
|---|---|
| Address | 811 COUNTY ROAD 79, CENTRE, AL 35960-6614 |
| Document Number | 0000241526 |
|---|---|
| Date | Dec 02, 2025 |
| Instrument | 241526 |
| Name | NOBLEBANK & TRUST |
|---|---|
| Type | Bank |
| Address | ANNISTON, AL 36201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | Dec 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11% |
| Index | SOFR Average 30-Day |
| Max Rate | 11% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 811 COUNTY ROAD 79, CENTRE, AL 35960-6614 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000210769 |
|---|---|
| Date | Jan 27, 2020 |
| Instrument | 210769 |
| Name | ALABAMA TEACHERS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 01, 2030 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 811 COUNTY ROAD 79, CENTRE, AL 35960-6614 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2025 |
| Name | Verified Name |
|---|---|
| Address | 198 COUNTY ROAD 112, CENTRE, AL 35960-7001 |
| Document Number | 0000235232 |
|---|---|
| Date | Aug 19, 2024 |
| Instrument | 235232 |
| Name | NOBLEBANK & TRUST |
|---|---|
| Type | Bank |
| Address | PIEDMONT, AL 36272 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Cherokee County assessment roll as of January 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,675.00 (+5.55%) | $39,900 (+5.56%) Land $32,100 Building $7,800 | $199,500 (+5.56%) Land $160,500 Building $39,000 |
| 2024 | $1,587.00 (-0.19%) | $37,800 (-0.16%) Land $30,000 Building $7,800 | $189,000 (-0.16%) Land $150,000 Building $39,000 |
| 2023 | $1,590.00 | $37,860 (-) | $189,300 (-) Land $150,000 Building $39,300 |
| 2022 | $1,590.00 | $37,860 Land $30,000 Building $7,860 | $189,300 Land $150,000 Building $39,300 |
Source: FEMA National Flood Hazard Layer, Cherokee County (01019C), as of March 15, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010199560003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2019) |
| Most Recent Claim | Feb 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Wildfire Risk | Low lower than 62% of the US · lower than 76% of Alabama |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 53 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
Source: EPA Safe Drinking Water Information System, water system AL0000188, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF CENTRE, WW AND SB OF THE serves 8,163 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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