Hamilton County property record for 9140 Millcliff Dr, Cincinnati, OH 45231
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,508 sqft · built 1962 |
| Lot Size | 0.156 acres (6,795 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $321,000 (Jun 2026) |
| Tax Bill | $5,504 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jul 2022 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 590-0232-0114-00 |
| Primary APN | 590-0232-0114-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,508 sqft Living Area |
| Gross Area | 3,422 sqft |
| 1st Floor Area | 944 sqft |
| 2nd Floor Area | 1,134 sqft |
| Basement Area | 944 sqft |
| Finished Basement | 430 sqft |
| Unfinished Basement | 514 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 6,795 sqft (0.156 acres) |
| Lot Dimensions | 111 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Patio Area | 370 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 9140 MILLCLIFF DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45231-3813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | MILLCLIFF DR 60 X 111.83 LOT 7 MILLCLIFF EST SUB |
| Legal Subdivision | MILLCLIFF EST SUB |
| Legal Lot Number | 7 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 22102 |
Source: Hamilton County records, as of July 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9140 MILLCLIFF DR, CINCINNATI, OH 45231-3813 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Jun 25, 2026 | Warranty Deed, Transfer · Conventional Mortgage KEYBANK USA |
| Jul 12, 2022 | Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage GENERAL ELECTRIC CU |
| Jan 5, 2021 | Deed of Trust, Mortgage · Line of Credit GENERAL ELECTRIC CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 2026 · Amount on Record |
| Deed Sale | Jun 25, 2026 · Amount on Record |
| Prior Sale | Jul 14, 2004 · Amount on Record |
| Deed Document Number | 202651317 |
| Deed Book / Page | 15694 / 1731 |
| Prior Transfer Date | Jul 1, 2022 |
| Prior Transfer Doc | 0000068254 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 25, 2026 |
| Property Address | 9140 MILLCLIFF DR, CINCINNATI, OH 45231-3813 |
| Document Number | 0000051317 |
| Book / Page | 15694 / 1731 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 202651317 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $64,842.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9140 MILLCLIFF DR, CINCINNATI, OH 45231-3813 |
| Document Number | 0000051318, |
|---|---|
| Date | Jun 25, 2026 |
| Instrument | 202651318 |
| Name | KEYBANK USA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 12, 2022 |
| Property Address | 9140 MILLCLIFF DR, CINCINNATI, OH 45231-3813 |
| Document Number | 0000068254 |
| Book / Page | 14706 / 956 |
| Map Reference | MB 105 PG 5&6 |
| Instrument Date | Jul 1, 2022 |
| Instrument | 2022-0068254 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 9140 MILLCLIFF DR, CINCINNATI, OH 45231-3813 |
| Document Number | 0000068255 |
|---|---|
| Date | Jul 12, 2022 |
| Instrument | 2022-0068255 |
| Name | GENERAL ELECTRIC CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Aug 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 8% |
| Index | Other |
| Margin | 3 |
| Max Rate | 8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 9140 MILLCLIFF DR, CINCINNATI, OH 45231-3813 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001221 |
|---|---|
| Date | Jan 5, 2021 |
| Book Page | 14327/2170 |
| Instrument | 2021-0001221 |
| Name | GENERAL ELECTRIC CU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45241 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Dec 21, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.49% |
| Type Change Date | Dec 22, 2021 |
| Change Frequency | Monthly |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 6.49% |
| Index | Other |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Springfield Township |
| Unified School District | Finneytown Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,504.00 (+5.16%) | $76,773 (-) Land $10,857 Building $65,916 | $219,350 (-) Land $31,020 Building $188,330 |
| 2024 | $5,234.00 (+1.71%) | $76,773 (-) Land $10,857 Building $65,916 | |
| 2023 | $5,146.00 (+10.05%) | $76,773 (+51.73%) Land $10,857 Building $65,916 | $219,350 (+51.73%) Land $31,020 Building $188,330 |
| 2022 | $4,676.00 Homeowner's exemption | $50,600 Land $10,714 Building $39,886 | |
| 2020 | $144,570 Land $30,610 Building $113,960 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 12 (1985–2017) |
| Claims Outside the SFHA | 9 of 12 |
| Most Recent Claim | Nov 2017 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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