9117 Millcliff Dr, Cincinnati, OH 45231 Property Records

Hamilton County property record for 9117 Millcliff Dr, Cincinnati, OH 45231

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,672 sqft · built 1962
Lot Size0.153 acres (6,708 sqft)
OwnerIndividual Name on Record
Last Sale$158,500 (Sep 2019)
Tax Bill$5,211 (2025)
Deeds & MortgagesNov 2023 Sale & Mortgage
Sep 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN590-0232-0132-00

Property Details

APN / Parcel Number

Primary APN590-0232-0132-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,672 sqft Living Area
1st Floor Area952 sqft
2nd Floor Area720 sqft
Basement Area616 sqft

Exterior

Year BuiltBuilt 1962
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Lot Area6,708 sqft (0.153 acres)
Lot Dimensions111 ft deep x 60 ft wide
Garage TypeAttached
Garage Area336 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area280 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address9117 MILLCLIFF DR
CityCINCINNATI
StateOH
Zip45231-3812
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMILLCLIFF DR 60 X 111.84 LOT 25 MILLCLIFF EST SUB
Legal SubdivisionMILLCLIFF ESTATE SUB
Legal Lot Number25
JurisdictionHAMILTON OH
Township / Civil DivisionSPRINGFIELD
Census Block Group1
Census Block1000
Census Tract22102

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address9117 MILLCLIFF DR, CINCINNATI, OH 45231-3812
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2023Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 16, 2019Warranty Deed, Transfer · Conventional with PMI
CALIBER HM LOANS
Jul 22, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 16, 2019 · Amount on Record
Deed SaleSep 16, 2019 · Amount on Record
Prior SaleSep 16, 2019 · Amount on Record
Deed Document Number0000078917
Deed Book / Page014002 / 001674
Last Transfer DateNov 16, 2023
Transfer Doc0000081508
Record UpdatedJun 8, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateNov 16, 2023
Property Address9117 MILLCLIFF DR, CINCINNATI, OH 45231-3812
Document Number0000081508
Book / Page15044 / 1807
Map ReferenceMB 105 PG 5&6
Instrument DateNov 2, 2023
Instrument2023-0081508
Transaction TypeTransfer
Record UpdatedDec 19, 2023
Title CompanyESS TITLE AGENCY, ACCESS TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$230.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4201 MAECH LN, CARROLLTON, TX 75007

Mortgage

Document Number0000081509
DateNov 16, 2023
Instrument2023-0081509
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2053

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateSep 16, 2019
Property Address9117 MILLCLIFF DR, CINCINNATI, OH 45231-3812
Document Number0000078917
Book / Page014002 / 001674
Instrument DateSep 12, 2019
Instrument78917
Transaction TypeTransfer
Record UpdatedNov 6, 2019
Title CompanyMATTINGLY-FORD TITLE SERVICES, MATTINGLY-FORD TITLE SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$634.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address9117 MILLCLIFF DR CINCINNATI OH 452313812, CINCINNATI, OH 45231-3812

Mortgage

Document Number78918
DateSep 16, 2019
Book Page014002/001677
Instrument78918
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 15, 2049

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJul 22, 2019
Property Address9117 MILLCLIFF DR, CINCINNATI, OH 45231-3812
Document Number0000059065
Book / Page013963 / 001630
Instrument DateJul 19, 2019
Instrument59065
Transaction TypeTransfer
Record UpdatedSep 24, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$480.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 EQUITY WAY WESTLAKE OH 441451050, WESTLAKE, OH 44145-1050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionSpringfield Township
Unified School DistrictFinneytown Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,211.00 (+2.38%)$74,662 (-) Land $10,857 Building $63,805
2024$5,090.00 (+1.7%)$74,662 (-) Land $10,857 Building $63,805
2023$5,005.00 (-2.32%)$74,662 (+34.58%) Land $10,857 Building $63,805$213,320 (+34.59%) Land $31,020 Building $182,300
2022$5,124.00 Homeowner's exemption$55,476 Land $10,714 Building $44,762
2020$158,500 Land $30,610 Building $127,890

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims12 (1985–2017)
Claims Outside the SFHA9 of 12
Most Recent ClaimNov 2017 · rainfall accumulation
Claims by Event
  • Flooding, May 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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