9132 Millcliff Dr, Cincinnati, OH 45231 Property Records

Hamilton County property record for 9132 Millcliff Dr, Cincinnati, OH 45231

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,696 sqft · built 1962
Lot Size0.153 acres (6,665 sqft)
OwnerIndividual Name on File
Last Sale$278,000 (Nov 2025)
Tax Bill$4,934 (2025)
Deeds & MortgagesNov 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN590-0232-0115-00

Property Details

APN / Parcel Number

Primary APN590-0232-0115-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,696 sqft Living Area
1st Floor Area1,002 sqft
2nd Floor Area694 sqft
Basement Area594 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Lot Area6,665 sqft (0.153 acres)
Lot Dimensions111 ft deep x 60 ft wide
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area312 sqft
Patio Area436 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address9132 MILLCLIFF DR
CityCINCINNATI
StateOH
Zip45231-3813
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMILLCLIFF DR 60 X 111.83 LOT 8 MILLCLIFF EST SUB
Legal SubdivisionMILLCLIFF ESTATE SUB
Legal Lot Number8
JurisdictionHAMILTON OH
Township / Civil DivisionSPRINGFIELD
Census Block Group1
Census Block1000
Census Tract22102

Owner

Source: Hamilton County records · APN 590-0232-0115-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address9132 MILLCLIFF DR, CINCINNATI, OH 45231-3813
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 14, 2025 · Amount on Record
Deed SaleNov 14, 2025 · Amount on Record
Prior SaleMay 15, 2014 · Amount on Record
Deed Document Number0000089224
Deed Book / Page15543 / 1093
Record UpdatedJun 08, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateNov 14, 2025
Property Address9132 MILLCLIFF DR, CINCINNATI, OH 45231-3813
Document Number0000089224
Book / Page15543 / 1093
Map ReferenceMB 12607 PG 751
Instrument DateNov 12, 2025
Instrument2025-0089224
Transaction TypeTransfer
Record UpdatedApr 10, 2026
Title CompanyTANDEM TITLE AGENCY LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$278.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9132 MILLCLIFF DR, CINCINNATI, OH 45231-3813

Mortgage

Document Number0000089225
DateNov 14, 2025
Instrument2025-0089225
Lender
NameFIRST FINANCIAL BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055

Mortgage

Document Number0000089226
DateNov 14, 2025
Book Page15543/1113
Instrument2025-0089226
Lender
NameOHIO HOUSING FINANCE AGENCY
TypeGovernment Agency
AddressDAYTON, OH 45458
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionSpringfield Township
Unified School DistrictFinneytown Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,934.00 (+2.37%)$70,693 (-) Land $10,857 Building $59,836
2024$4,820.00 (+1.71%)$70,693 (-) Land $10,857 Building $59,836
2023$4,739.00 (+9.27%)$70,693 (+50.65%) Land $10,857 Building $59,836$201,980 (+50.65%) Land $31,020 Building $170,960
2022$4,337.00 Homeowner's exemption$46,925 Land $10,714 Building $36,211
2020$134,070 Land $30,610 Building $103,460

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 22, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims12 (1985–2017)
Claims Outside the SFHA9 of 12
Most Recent ClaimNov 2017 · rainfall accumulation
Claims by Event
  • Flooding, May 1996 · 2 claims

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cincinnati Bell
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 235 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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