9135 Millcliff Dr, Cincinnati, OH 45231 Property Records

Hamilton County property record for 9135 Millcliff Dr, Cincinnati, OH 45231

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,012 sqft · built 1962
Lot Size0.153 acres (6,665 sqft)
OwnerCompany Name on Record
Last Sale$230,000 (Apr 2022)
Tax Bill$5,770 (2025)
Deeds & MortgagesDec 2022 Mortgage
Apr 2022 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN590-0232-0134-00

Property Details

APN / Parcel Number

Primary APN590-0232-0134-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,012 sqft Living Area
1st Floor Area1,138 sqft
2nd Floor Area874 sqft

Exterior

Year BuiltBuilt 1962
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Foundation TypeRaised
Lot Area6,665 sqft (0.153 acres)
Lot Dimensions111 ft deep x 60 ft wide
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space
Patio Area376 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address9135 MILLCLIFF DR
CityCINCINNATI
StateOH
Zip45231-3812
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMILLCLIFF DR 60 X 111.84 LOT 27 MILLCLIFF EST SUB
Legal SubdivisionMILLCLIFF ESTATE SUB
Legal Lot Number27
JurisdictionHAMILTON OH
Township / Civil DivisionSPRINGFIELD
Census Block Group1
Census Block1000
Census Tract22102

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address600 GALLERIA PKWY SE STE 300, 300, ATLANTA, GA 30339-8146
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 6, 2022Deed of Trust, Mortgage · Commercial Mortgage
MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
Apr 22, 2022Warranty Deed, Transfer
May 17, 2021Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Oct 29, 2020Deed of Trust, Mortgage · Line of Credit
AMERICAN MORTGAGE SERVICE CO
Jan 3, 2019Warranty Deed, Transfer · Conventional Mortgage
FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 22, 2022 · Amount on Record
Deed SaleApr 22, 2022 · Amount on Record
Prior SaleJan 3, 2019 · Amount on Record
Deed Document Number0000041249
Deed Book / Page14652 / 2234
Record UpdatedJun 8, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address9135 MILLCLIFF DR, CINCINNATI, OH 45231-3812
Transaction TypeMortgage
Record UpdatedJan 25, 2023
Title CompanyOS NATIONAL LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000110868
DateDec 6, 2022
Book Page14807/193
Instrument2022-0110868
Lender
NameMORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
TypeMortgage Company
AddressNEW YORK, NY 10036
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term43 Months
DueJul 9, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateApr 22, 2022
Property Address9135 MILLCLIFF DR, CINCINNATI, OH 45231-3812
Document Number0000041249
Book / Page14652 / 2234
Map ReferenceMB 105 PG 5&6
Instrument DateApr 8, 2022
Instrument2022-0041249
Transaction TypeTransfer
Record UpdatedJun 10, 2022

Transaction

AmountAmount Recorded
Tax$690.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261
InvestorPossibly a Property Investor

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address9135 MILLCLIFF DR, CINCINNATI, OH 45231-3812
Transaction TypeMortgage
Record UpdatedJun 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address9135 MILLCLIFF DR, CINCINNATI, OH 45231-3812

Mortgage

Document Number0000060897
DateMay 17, 2021
Book Page14419/1792
Instrument2021-0060897
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueApr 22, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address9135 MILLCLIFF DR, CINCINNATI, OH 45231-3812
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0200113513
DateOct 29, 2020
Book Page14285/154
Instrument2020-0113513
Lender
NameAMERICAN MORTGAGE SERVICE CO
TypeMortgage Company
AddressCINCINNATI, OH 45246
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJan 3, 2019
Property Address9135 MILLCLIFF DR, CINCINNATI, OH 45231-3812
Document Number0000000779
Book / Page13826 / 01658
Map ReferenceMB 105 PG 5&6
Instrument DateDec 26, 2018
Instrument2019-0000779
Transaction TypeTransfer
Record UpdatedFeb 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$447.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9135 MILLCLIFF DR, CINCINNATI, OH 45231-3812

Mortgage

Document Number0000000780
DateJan 3, 2019
Instrument2019-0000780
Lender
NameFIFTH THIRD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionSpringfield Township
Unified School DistrictFinneytown Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,770.00 (-0.35%)$80,500 (-) Land $10,857 Building $69,643
2024$5,790.00 (+3.49%)$80,500 (-) Land $10,857 Building $69,643
2023$5,595.00 (-26.19%)$80,500 (%) Land $10,857 Building $69,643$230,000 (-) Land $31,020 Building $198,980
2022$7,580.00 Homeowner's exemption$80,501 Land $10,714 Building $69,787
2020$230,000 Land $30,610 Building $199,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims12 (1985–2017)
Claims Outside the SFHA9 of 12
Most Recent ClaimNov 2017 · rainfall accumulation
Claims by Event
  • Flooding, May 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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