827 W 3rd St, Waterloo, IA 50701 Property Records

Black Hawk County property record for 827 W 3rd St, Waterloo, IA 50701

Property Summary

Property Type	Quadplex
Details	4 bd · 5.5 ba · 2,384 sqft · built 1911
Lot Size	0.125 acres (5,432 sqft)
Owner	Company Name on Record
Last Sale	$30,000 (Jun 2017)
Tax Bill	$1,354 (2025)
Deeds & Mortgages	Dec 2020 Line of Credit Dec 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`8913-26-401-002`

Property Details

APN / Parcel Number

Primary APN	`8913-26-401-002`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	3 Half Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,384 sqft Total Area
1st Floor Area	1,162 sqft
Basement Area	1,162 sqft
Unfinished Basement	1,162 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1911
Architectural Style	Quadruplex
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,432 sqft (0.125 acres)
Lot Dimensions	112 ft deep x 53 ft wide

Exterior Amenities

Porch	Slab
Porch Area	118 sqft
Deck Area	78 sqft
Patio Area	78 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	827 W 3RD ST
City	WATERLOO
State	IA
Zip	50701-5948
Property Category	Residential
Property Type	Residential > Multi-Unit > Quadplex
Legal Description	LEAVITTS ADDITION PART LOT 1 BLK 5 BEG 79 FT NE FROM INTERSECTION OF OF W 3RD ST AND ALLEN ST TH NELY 53.21 FT TH SELY TO
Legal Range	13W
Legal Township	89N
Legal Section	26
Legal Subdivision	LEAVITTS ADDITION
Legal Block	5
Legal Lot Number	1
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2021
Census Tract	300

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3702 LORALIN DR, WATERLOO, IA 50701-4814
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2020	Deed of Trust, Mortgage · Line of Credit FARMERS STATE BANK
Dec 29, 2020	Deed of Trust, Mortgage · Line of Credit FARMERS STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2017 · Amount on Record
Deed Sale	Jun 7, 2017 · Amount on Record
Deed Document Number	201721550
Last Transfer Date	Jun 4, 2020
Transfer Doc	0000021550
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	827 W 3RD ST, WATERLOO, IA 50701-5948
Transaction Type	Mortgage
Record Updated	Nov 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100013806
Date	Dec 31, 2020
Instrument	202100013806

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	50710

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 28, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	827 W 3RD ST, WATERLOO, IA 50701-5948
Transaction Type	Mortgage
Record Updated	Nov 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100013679
Date	Dec 29, 2020
Instrument	202100013679

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 28, 2050

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,354.00 (-2.59%)	$66,320 (+3.43%) Land $6,900 Building $59,420	$66,320 (+3.43%) Land $6,900 Building $59,420
2024	$1,390.00 (+44.49%)
2023		$64,120 (+46.49%) Land $6,900 Building $57,220	$64,120 (+46.49%) Land $6,900 Building $57,220
2022	$962.00	$43,770 Land $6,900 Building $36,870
2021			$43,770 Land $6,900 Building $36,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T, GigFire, Nextlink, T-Mobile, Verizon.

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