821 State St, Owosso, MI 48867 Property Records

Shiawassee County property record for 821 State St, Owosso, MI 48867 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$31,000 (Oct 2020)
Tax Bill	$1,072 (2025)
Deeds & Mortgages	Oct 2020 Sale
Flood Zone	Zone AE (high risk)
APN	`050-114-002-004-00`

Property Details

APN / Parcel Number

Primary APN	`050-114-002-004-00`

Exterior

Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	177 ft deep x 98.5 ft wide

Location & Zoning

Street Address	821 STATE ST
City	OWOSSO
State	MI
Zip	48867-4246
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 3 & 4 BLK 2 CITY ASSESSORS PLAT 4
Legal Subdivision	ASSESSORS 4 -CITY OF OWOSSO
Legal Block	2
Legal Lot Number	3-4
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	OWOSSO
Census Block Group	2
Census Block	2007
Census Tract	30700

Owner

Source: Shiawassee County records · APN 050-114-002-004-00

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1101 CLYDE ST, OWOSSO, MI 48867-4234
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 27, 2020 · Amount on Record
Deed Sale	Oct 27, 2020 · Amount on Record
Prior Sale	Jul 02, 2014 · Amount on Record
Deed Document Number	20203338138
Deed Book / Page	1274 / 454
Record Updated	Sep 20, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Oct 27, 2020
Property Address	821 STATE ST, OWOSSO, MI 48867-4246
Document Number	0012740454
Book / Page	001274 / 000454
Instrument Date	Oct 22, 2020
Instrument	3338138
Transaction Type	Transfer
Record Updated	Nov 20, 2020
Title Company	CISLO TITLE, CISLO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$233.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1101 CLYDE ST OWOSSO MI 488674234, OWOSSO, MI 48867-4234

Tax Assessment & Valuation

Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
Municipality	Owosso City
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,400 (+11.43%)	$46,800 (+11.43%)
2025	$1,072.00 (+6.03%) Homeowner's exemption Additional exemption filed	$21,000 (+22.81%)	$42,000 (+22.81%)
2023	$1,011.00 Homeowner's exemption Additional exemption filed	$17,100	$34,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Shiawassee County (26155C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261550307002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 35 individual NFIP policies nearby
Nearby Flood Policies	35 in force
Nearby Flood Claims	15 (1981–2009)
Claims Outside the SFHA	2 of 15
Most Recent Claim	Apr 2009, rainfall accumulation
Claims By Storm	Severe Storms, Tornadoes, And Flooding, May 2004 · 4 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 379 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	5,000 / 5,000
DayStarr	Fiber	2,500 / 2,500
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.