Banks County property record for 913 Silver Shoals Rd, Lula, GA 30554
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,870 sqft · built 1963 |
| Lot Size | 4.94 acres (215,622 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $88,500 (Jan 2000) |
| Tax Bill | $1,934 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | B27 057 |
| Primary APN | B27 057 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,870 sqft Heated Area |
| 1st Floor Area | 1,870 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Plywood |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 215,622 sqft (4.94 acres) |
| Pool Type | Vinyl-Lined Pool |
|---|---|
| Pool Area | 800 sqft |
| Porch | Open Porch |
| Porch Area | 108 sqft |
| Patio Area | 200 sqft |
| Canopy | 400 sqft |
| Storage Building | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 4626 |
|---|---|
| Street Address | 913 SILVER SHOALS RD |
| City | LULA |
| State | GA |
| Zip | 30554-4142 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ARR |
| Legal Description | GMD 912 TRACT 3 PB10-22 |
| Legal Tract | 3 |
| Jurisdiction | BANKS GA |
| Township / Civil Division | HOMER |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 970200 |
913 Silver Shoals Rd is owned and occupied by two individuals who bought it in January 2000.
Source: Banks County records, as of November 13, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 913 SILVER SHOALS RD, LULA, GA 30554-4142 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 1, 2000 · Amount on File |
| Deed Sale | Jan 1, 2000 · Amount on File |
| Deed Document Number | 0000153364 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 913 Silver Shoals Rd was $1,934 with a homeowner's exemption, down 3.1% from the year before.
Source: Banks County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Banks County |
| Unified School District | Banks County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,934.00 (-3.11%) Homeowner's exemption | $110,140 (+6.6%) Land $30,496 Building $79,644 | $275,349 (+6.6%) Land $76,240 Building $199,109 |
| 2024 | $1,996.00 (+14.32%) Homeowner's exemption | $103,319 (+21.37%) Land $27,724 Building $75,595 | $258,297 (+21.37%) Land $69,309 Building $188,988 |
| 2023 | $1,746.00 (+30.2%) Homeowner's exemption | $85,129 Land $29,750 Building $55,379 | $212,821 Land $74,374 Building $138,447 |
| 2022 | $1,341.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 913 Silver Shoals Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 17, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 913 Silver Shoals Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 58% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 10 / 1 |
4G LTE (outdoors only), no 5G reported
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