Banks County property record for 855 Silver Shoals Rd, Lula, GA 30554
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,252 sqft · built 1963 |
| Lot Size | 15.4 acres (672,131 sqft) |
| Owner | Individual Name on File |
| Last Sale | $325,000 (Sep 2024) |
| Tax Bill | $2,072 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | B27 055 |
| Primary APN | B27 055 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,252 sqft Heated Area |
| 1st Floor Area | 2,252 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Wood |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 672,131 sqft (15.4 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Slab |
|---|---|
| Porch Area | 280 sqft |
| Deck Area | 384 sqft |
| Patio Area | 384 sqft |
| Storage Building | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Account Number | 1332 |
|---|---|
| Street Address | 855 SILVER SHOALS RD |
| City | LULA |
| State | GA |
| Zip | 30554-4141 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ARR |
| Legal Description | TR 8 PB 10-22 L&E PB 26-42 OR 37-368 |
| Legal Subdivision | 00800-LINE CHURCH AREA 6000 |
| Legal Tract | 8 |
| Jurisdiction | BANKS GA |
| Township / Civil Division | HOMER |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 970200 |
855 Silver Shoals Rd is owned and occupied by an individual who bought it in September 2024.
Source: Banks County records, as of October 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 855 SILVER SHOALS RD, LULA, GA 30554-4141 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 16, 2024 · Amount on File |
| Deed Sale | Sep 16, 2024 · Amount on File |
| Deed Book / Page | 566 / 477 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 855 Silver Shoals Rd was $2,072, up 27% from the year before.
Source: Banks County assessment roll, as of November 14, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Banks County |
| Unified School District | Banks County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,072.00 (+27.04%) | $166,015 (+7.28%) Land $71,415 Building $94,600 | $415,036 (+7.28%) Land $178,537 Building $236,499 |
| 2024 | $1,631.00 (+101.36%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $154,755 (+22.88%) Land $64,922 Building $89,833 | $386,888 (+22.88%) Land $162,306 Building $224,582 |
| 2023 | $810.00 (-11.96%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $125,936 (+20.33%) Land $60,393 Building $65,543 | $314,841 (+20.33%) Land $150,983 Building $163,858 |
| 2022 | $920.00 Homeowner's exemption Senior Citizen's exemption | $104,656 Land $51,866 Building $52,790 | $261,641 Land $129,666 Building $131,975 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 855 Silver Shoals Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 17, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 855 Silver Shoals Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 58% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 10 / 1 |
4G LTE (outdoors only), no 5G reported
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