Banks County property record for 894 Silver Shoals Rd, Lula, GA 30554
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,596 sqft · built 1995 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $1,641 (2025) |
| Deeds & Mortgages | Oct 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | B27 011 |
| Primary APN | B27 011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,596 sqft Heated Area |
| 1st Floor Area | 924 sqft |
| Basement Area | 924 sqft |
| Unfinished Basement | 924 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Type | Carport |
| Garage Area | 304 sqft |
| Carport | Carport |
| Carport Area | 304 sqft |
| Porch | Patio |
|---|---|
| Porch Area | 504 sqft |
| Storage Building | 168 sqft |
| Utility Building | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Account Number | 3064 |
|---|---|
| Street Address | 894 SILVER SHOALS RD |
| City | LULA |
| State | GA |
| Zip | 30554-4133 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ARR |
| Legal Description | PB19-145 20-62 |
| Legal Subdivision | 00800-LINE CHURCH AREA 6000 |
| Jurisdiction | BANKS GA |
| Township / Civil Division | HOMER |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 970200 |
Source: Banks County records, as of November 14, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 894 SILVER SHOALS RD, LULA, GA 30554-4133 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Estate |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 19, 2022 |
| Transfer Doc | 000535/165 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BANKS GA |
| Recording Date | Oct 19, 2022 |
| Property Address | 894 SILVER SHOALS RD, LULA, GA 30554-4133 |
| Document Number | 000535/165 |
| Book / Page | 535 / 165 |
| Instrument Date | Oct 19, 2022 |
| Instrument | 2022-000923 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 894 SILVER SHOALS RD, LULA, GA 30554-4133 |
Source: Banks County assessment roll, as of November 14, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Banks County |
| Unified School District | Banks County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,641.00 (-3.07%) Homeowner's exemption Senior Citizen's exemption | $110,639 (+4.42%) Land $14,190 Building $96,449 | $276,598 (+4.42%) Land $35,475 Building $241,123 |
| 2024 | $1,693.00 (+72.93%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $105,954 (+23.05%) Land $12,900 Building $93,054 | $264,884 (+23.05%) Land $32,250 Building $232,634 |
| 2023 | $979.00 (-1.01%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $86,103 (+28.37%) Land $13,200 Building $72,903 | $215,257 (+28.37%) Land $33,000 Building $182,257 |
| 2022 | $989.00 Homeowner's exemption Senior Citizen's exemption | $67,074 Land $12,234 Building $54,840 | $167,685 Land $30,586 Building $137,099 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 17, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 58% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 10 / 1 |
4G LTE (outdoors only), no 5G reported
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