Banks County property record for 1014 Silver Shoals Rd, Lula, GA 30554
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 2 ba · 2,432 sqft · built 2022 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,681 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | B27 009A |
| Primary APN | B27 009A |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,432 sqft Gross Area |
| Fireplaces | 8 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Vinyl |
| Foundation Type | Pier/Post & Beam |
| Roof Material | Composition Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Patio Area | 248 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 10393 |
|---|---|
| Street Address | 1014 SILVER SHOALS RD |
| City | LULA |
| State | GA |
| Zip | 30554-4159 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | ARR |
| Legal Description | PB 35-131 |
| Jurisdiction | BANKS GA |
| Township / Civil Division | HOMER |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 970200 |
1014 Silver Shoals Rd, a rural home, is owned and occupied by two individuals who acquired it in May 2023.
Source: Banks County records, as of November 13, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1014 SILVER SHOALS RD, LULA, GA 30554-4159 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 16, 2023 |
| Deed Sale | May 16, 2023 |
| Deed Document Number | 0000544506 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANKS GA |
| Property Address | 1014 SILVER SHOALS RD, LULA, GA 30554-4159 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1014 SILVER SHOALS RD, LULA, GA 30554-4159 |
| Document Number | 0000000534/0000000846 |
|---|---|
| Date | Oct 13, 2022 |
| Book Page | 0000000534/0000000846 |
| Name | RABUN COUNTY BANK |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 12 Months |
| Due | Jan 1, 2023 |
The 2025 property tax bill for 1014 Silver Shoals Rd was $1,681, down 2.4% from the year before.
Source: Banks County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Banks County |
| Unified School District | Banks County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,681.00 (-2.44%) | $88,052 (+0.67%) Land $14,190 Building $73,862 | $220,130 (+0.67%) Land $35,475 Building $184,655 |
| 2024 | $1,723.00 (+111.15%) | $87,464 (+114.1%) Land $12,900 Building $74,564 | $218,660 (+114.11%) Land $32,250 Building $186,410 |
| 2023 | $816.00 (+38.54%) Homeowner's exemption | $40,851 (+35.99%) Land $13,200 Building $27,651 | $102,127 (+35.99%) Land $33,000 Building $69,127 |
| 2022 | $589.00 Homeowner's exemption | $30,040 Land $12,234 Building $17,806 | $75,101 Land $30,586 Building $44,515 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1014 Silver Shoals Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 17, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1014 Silver Shoals Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 58% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 25 / 3 |
4G LTE (outdoors only), no 5G reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures