913 Garden St, Saint Joseph, MO 64504 Property Records

Buchanan County property record for 913 Garden St, Saint Joseph, MO 64504

Property Summary

Property Type	Single Family Home
Details	1,302 sqft · built 1952
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$135,660 (Jun 2022)
Tax Bill	$1,148 (2025)
Deeds & Mortgages	Jun 2022 Mortgage
APN	`06-9.0-32-001-004-017.000`

Property Details

APN / Parcel Number

Primary APN	`06-9.0-32-001-004-017.000`

Interior

Building Area	1,302 sqft Base Area
1st Floor Area	1,302 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	132 ft deep x 100 ft wide

Location & Zoning

Street Address	913 GARDEN ST
City	SAINT JOSEPH
State	MO
Zip	64504-1846
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:EAST SIDE LOT:9 BLK:2LGL DESC:& LOT 10
Legal Subdivision	EAST SIDE
Legal Block	2
Legal Lot Number	9-10
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2027
Census Tract	2300

Owner

913 Garden St is owned and occupied by two individuals who bought it in June 2022.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	913 GARDEN ST, SAINT JOSEPH, MO 64504-1846
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2022 · Amount on File
Deed Sale	Jun 30, 2022 · Amount on File
Prior Sale	Apr 24, 2014
Deed Document Number	20226301
Deed Book / Page	3777 / 696
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jun 30, 2022
Property Address	913 GARDEN ST, SAINT JOSEPH, MO 64504-1846
Document Number	003777/696
Book / Page	3777 / 696
Instrument Date	Jun 30, 2022
Instrument	2022006301
Transaction Type	Transfer
Record Updated	Jul 11, 2022
Title Company	PREFERRED TITLE/STATE JOSEPH LLC, PREFERRED TTL OF ST JOSEPH L

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	913 GARDEN ST, SAINT JOSEPH, MO 64504-1846

Mortgage

Document Number	2022006302
Date	Jun 30, 2022
Instrument	2022006302

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 913 Garden St was $1,148.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,148.00	$15,910 Land $4,200 Building $11,710	$83,770 Land $22,130 Building $61,640
2024	$1,148.00 (+14.91%)
2023	$999.00 (-0.7%)	$15,090 (-) Land $4,200 Building $10,890	$79,470 Land $22,130 Building $57,340
2022	$1,006.00	$15,090 Land $4,200 Building $10,890
2021			$79,470 Land $22,130 Building $57,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 913 Garden St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 913 Garden St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20