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1008 Garden St, Saint Joseph, MO 64504 Property Records

Buchanan County property record for 1008 Garden St, Saint Joseph, MO 64504

Property Summary

Property TypeSingle Family Home
Details930 sqft · built 1952
Lot Size0.85 acres (37,026 sqft)
OwnerIndividual Name on File
Last Sale$127,400 (Feb 2021)
Tax Bill$1,201 (2025)
Deeds & MortgagesNov 2019 Mortgage
Feb 2021 Mortgage
APN06-9.0-32-001-004-029.000

Property Details

APN / Parcel Number

Primary APN06-9.0-32-001-004-029.000

Interior

Building Area930 sqft Base Area
1st Floor Area930 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Lot Area37,026 sqft (0.85 acres)
Lot Dimensions239 ft deep x 155 ft wide

Location & Zoning

Street Address1008 GARDEN ST
CitySAINT JOSEPH
StateMO
Zip64504-1849
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCITY
Legal DescriptionSUB:EAST SIDE EXTENSION LOT:1 BLK:2LGL DESC:L1 & 4 & A STRIP 25' X 119.8' BEG SW COR L1 EAST SIDE EXTENSION TH N119.8' W25' S119.8' E25' TO POB SUBJ TO EASEMENT
Legal SubdivisionEAST SIDE EXTENSION
Legal Block2
Legal Lot Number1
JurisdictionBUCHANAN MO
Township / Civil DivisionWASHINGTON
Census Block Group2
Census Block2018
Census Tract2300

Owner

1008 Garden St is owned and occupied by an individual who bought it in February 2021.

Source: Buchanan County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address1008 GARDEN ST, SAINT JOSEPH, MO 64504-1849
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 8, 2019Deed of Trust, Mortgage · Conventional Mortgage
COMMERCE BANK
Feb 9, 2021Warranty Deed, Transfer · FHA Mortgage
ENDEAVOR CAPITAL LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 9, 2021 · Amount on File
Deed SaleFeb 9, 2021 · Amount on File
Prior SaleNov 17, 2009 · Amount on File
Deed Document Number20211359
Deed Book / Page3758 / 719
Record UpdatedSep 20, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN MO
Property Address1008 GARDEN ST, SAINT JOSEPH, MO 64504-1849
Transaction TypeMortgage
Record UpdatedSep 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3743/402
DateNov 8, 2019
Book Page3743/402
Instrument2019009858
Lender
NameCOMMERCE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueDec 1, 2039
Interest
Rate TypeFixed Rate

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUCHANAN MO
Recording DateFeb 9, 2021
Property Address1008 GARDEN ST, SAINT JOSEPH, MO 64504-1849
Document Number3758/719
Book / Page3758 / 719
Instrument DateFeb 8, 2021
Instrument2021001359
Transaction TypeTransfer
Record UpdatedSep 13, 2021
Title CompanyPREFERRED TTL OF ST JOSEPH L

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1008 GARDEN ST, SAINT JOSEPH, MO 64504-1849

Mortgage

Document Number2021001360
DateFeb 9, 2021
Instrument2021001360
Lender
NameENDEAVOR CAPITAL LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1008 Garden St was $1,201, up 0.1% from the year before.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyBuchanan County
MunicipalitySt. Joseph City
Unified School DistrictSt. Joseph School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,201.00 (+0.08%)$16,430 Land $7,330 Building $9,100$86,490 Land $38,580 Building $47,910
2024$1,200.00 (+13.1%)
2023$1,061.00 (-0.66%)$15,800 (-) Land $7,330 Building $8,470$83,180 Land $38,580 Building $44,600
2022$1,068.00$15,800 Land $7,330 Building $8,470
2021$83,180 Land $38,580 Building $44,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 1008 Garden St.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1008 Garden St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST JOSEPH
private · serves 89,171 people · EPA ID MO1010714
Water SourceGroundwater
Last State InspectionNov 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
United Fiber
Fiber		1,000 / 1,000
Optimum
Cable		940 / 35
Verizon
Fixed Wireless		300 / 20
Mercury Fiber
Fixed Wireless		150 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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