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1002 Garden St, Saint Joseph, MO 64504 Property Records

Buchanan County property record for 1002 Garden St, Saint Joseph, MO 64504

Property Summary

Property TypeSingle Family Home
Details1,512 sqft · built 1945
Lot Size0.3 acres (13,068 sqft)
Owner2 Individual Names on Record
Last Sale$237,899 (Mar 2026)
Tax Bill$1,433 (2025)
Deeds & MortgagesMar 2026 Mortgage
May 2020 Mortgage
APN06-9.0-32-001-004-031.000

Property Details

APN / Parcel Number

Primary APN06-9.0-32-001-004-031.000

Interior

Building Area1,512 sqft Base Area
1st Floor Area1,512 sqft

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Lot Area13,068 sqft (0.3 acres)
Lot Dimensions132 ft deep x 99.9 ft wide

Location & Zoning

Street Address1002 GARDEN ST
CitySAINT JOSEPH
StateMO
Zip64504-1849
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCITY
Legal DescriptionSUB:EAST SIDE LOT:1 BLK:4LGL DESC:& L 2 & W 6.4' OF L 3
Legal SubdivisionEAST SIDE
Legal Block4
Legal Lot Number1
JurisdictionBUCHANAN MO
Township / Civil DivisionWASHINGTON
Census Block Group2
Census Block2018
Census Tract2300

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1002 GARDEN ST, SAINT JOSEPH, MO 64504-1849
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Mar 19, 2026Warranty Deed, Transfer · VA Mortgage
LEADERONE FINANCIAL CORP
May 18, 2020Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 19, 2026 · Amount on Record
Deed SaleMar 19, 2026 · Amount on Record
Prior SaleMay 18, 2020 · Amount on Record
Deed Document Number20262085
Deed Book / Page3816 / 879
Record UpdatedSep 20, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUCHANAN MO
Recording DateMar 19, 2026
Property Address1002 GARDEN ST, SAINT JOSEPH, MO 64504-1849
Document Number003816/879
Book / Page3816 / 879
Instrument DateMar 17, 2026
Instrument2026002085
Transaction TypeTransfer
Record UpdatedApr 1, 2026
Title CompanyPREFERRED TITLE/STATE JOSEPH LLC, PREFERRED TTL OF ST JOSEPH L

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1002 GARDEN ST, SAINT JOSEPH, MO 64504-1849

Mortgage

Document Number2026002086
DateMar 19, 2026
Instrument2026002086
Lender
NameLEADERONE FINANCIAL CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUCHANAN MO
Recording DateMay 18, 2020
Property Address1002 GARDEN ST, SAINT JOSEPH, MO 64504-1849
Document Number003748/683
Book / Page3748 / 683
Instrument DateMay 15, 2020
Instrument2020003833
Transaction TypeTransfer
Record UpdatedApr 1, 2026
Title CompanyST JOSEPH TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2044 MARJORIE CIR, LEAVENWORTH, KS 66048-2136

Transferred To (Grantee/Buyer)

NameVerified Name
Address1002 GARDEN ST, SAINT JOSEPH, MO 64504-1849
InvestorPossibly a Property Investor

Mortgage

Document Number2020003834
DateMay 18, 2020
Instrument2020003834
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyBuchanan County
MunicipalitySt. Joseph City
Unified School DistrictSt. Joseph School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,433.00 (+0.07%)$19,920 (+5.79%) Land $4,200 Building $15,720$104,870 (+5.81%) Land $22,110 Building $82,760
2024$1,432.00 (+15.39%)
2023$1,241.00 (-0.72%)$18,830 (-) Land $4,200 Building $14,630$99,110 (-) Land $22,110 Building $77,000
2022$1,250.00$18,830 Land $4,200 Building $14,630
2021$99,110 Land $22,110 Building $77,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST JOSEPH
private · serves 89,171 people · EPA ID MO1010714
Water SourceGroundwater
Last State InspectionNov 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
United Fiber
Fiber		1,000 / 1,000
Optimum
Cable		940 / 35
Verizon
Fixed Wireless		300 / 20
Mercury Fiber
Fixed Wireless		150 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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