906 Garden St, Saint Joseph, MO 64504 Property Records

Buchanan County property record for 906 Garden St, Saint Joseph, MO 64504

Property Summary

Property Type	Single Family Home
Details	1,152 sqft · built 1952
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on Record
Last Sale	$95,000 (Nov 2020)
Tax Bill	$1,343 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
APN	`06-9.0-32-001-004-034.000`

Property Details

APN / Parcel Number

Primary APN	`06-9.0-32-001-004-034.000`

Interior

Building Area	1,152 sqft Base Area
1st Floor Area	1,152 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	132 ft deep x 125 ft wide

Location & Zoning

Street Address	906 GARDEN ST
City	SAINT JOSEPH
State	MO
Zip	64504-1847
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:EAST SIDE LOT:2 BLK:3LGL DESC:E 25' L2 & ALL L3 & 4
Legal Subdivision	EAST SIDE
Legal Block	3
Legal Lot Number	2
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2018
Census Tract	2300

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	906 GARDEN ST, SAINT JOSEPH, MO 64504-1847
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2020 · Amount on Record
Deed Sale	Nov 6, 2020 · Amount on Record
Deed Document Number	202010538
Deed Book / Page	3755 / 353
Prior Transfer Date	Apr 10, 2020
Prior Transfer Doc	0000002737
Record Updated	Sep 20, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Nov 6, 2020
Property Address	906 GARDEN ST, SAINT JOSEPH, MO 64504-1847
Document Number	003755/353
Book / Page	3755 / 353
Instrument Date	Oct 27, 2020
Instrument	2020010538
Transaction Type	Transfer
Record Updated	Dec 20, 2021
Title Company	PREFERRED TITLE/STATE JOSEPH LLC, PREFERRED TTL OF ST JOSEPH L

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	906 GARDEN ST, SAINT JOSEPH, MO 64504-1847

Mortgage

Document Number	2020010539
Date	Nov 6, 2020
Instrument	2020010539

Lender

Name	THE NODAWAY VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,343.00 (+0.07%)	$18,580 (+4.85%) Land $5,260 Building $13,320	$97,790 (+4.85%) Land $27,670 Building $70,120
2024	$1,342.00 (+14.21%)
2023	$1,175.00 (-0.68%)	$17,720 (-) Land $5,260 Building $12,460	$93,270 (-) Land $27,670 Building $65,600
2022	$1,183.00	$17,720 Land $5,260 Building $12,460
2021			$93,270 Land $27,670 Building $65,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20