913 Eugene Dr, Havre De Grace, MD 21078 Property Records

Harford County property record for 913 Eugene Dr, Havre De Grace, MD 21078

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,400 sqft · built 1956
Lot Size	0.459 acres (20,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$238,000 (Jun 2004)
Tax Bill	$2,767 (2026)
Deeds & Mortgages	Dec 2017 Mortgage May 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-022243`

Property Details

APN / Parcel Number

Primary APN	`06-022243`
Alternative APNs	`6022243` `022243`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,400 sqft Total Area

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	20,000 sqft (0.459 acres)

Exterior Amenities

Porch	Slab
Porch Area	160 sqft
Deck Area	144 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	022243
Street Address	913 EUGENE DR
City	HAVRE DE GRACE
State	MD
Zip	21078-2331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 99 20000 SF 913 EUGENE DRIVE MEADOWVALE S2 P 4/100
Legal Subdivision	MEADOWVALE SUB SEC 2
Legal Block	D
Legal Lot Number	99
Jurisdiction	HARFORD MD
Township / Civil Division	6, HAVRE DE GRACE
Census Block Group	1
Census Block	1015
Census Tract	306400

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	913 EUGENE DR, HAVRE DE GRACE, MD 21078-2331
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK
May 27, 2020	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS TRADERS TRUST CO
Oct 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 17, 2022	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2004 · Amount on Record
Deed Sale	Jun 1, 2004 · Amount on Record
Deed Document Number	2004549
Deed Book / Page	5393 / 632
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	913 EUGENE DR, HAVRE DE GRACE, MD 21078-2331
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0126430027
Date	Dec 19, 2017
Book Page	12643/0027
Instrument	12643-0027

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2038

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	913 EUGENE DR, HAVRE DE GRACE, MD 21078-2331
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0138730322
Date	May 27, 2020
Book Page	13873/322

Lender

Name	MANUFACTURERS TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	913 EUGENE DR, HAVRE DE GRACE, MD 21078-2331
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0151220134
Date	Oct 21, 2021
Book Page	15122/134

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	913 EUGENE DR, HAVRE DE GRACE, MD 21078-2331
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0156380034
Date	Aug 17, 2022
Book Page	15638/34

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Municipality	Havre De Grace City
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,767.00 (+12.8%)	$290,267 (+6%)	$306,700 (-) Land $82,300 Building $224,400
2025	$2,453.00 (+8.25%)	$273,833 (+10.59%)	$306,700 (+19.15%) Land $82,300 Building $224,400
2023		$247,600	$257,400 Land $82,300 Building $175,100
2022	$2,266.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAVRE DE GRACE serves 14,000 people · EPA ID MD0120012
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2016
Treatment and Procedure	Organic carbon removal Oct 2023
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
IQ Fiber Fiber	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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