908 Eugene Dr, Havre De Grace, MD 21078 Property Records

Harford County property record for 908 Eugene Dr, Havre De Grace, MD 21078

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,148 sqft · built 1955
Lot Size	0.459 acres (20,000 sqft)
Owner	Individual Name on Record
Last Sale	$197,500 (Nov 2018)
Tax Bill	$2,313 (2026)
Deeds & Mortgages	Nov 2018 Sale & Mortgage Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-016286`

Property Details

APN / Parcel Number

Primary APN	`06-016286`
Alternative APNs	`6016286` `016286`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,148 sqft Total Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	20,000 sqft (0.459 acres)
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	016286
Street Address	908 EUGENE DR
City	HAVRE DE GRACE
State	MD
Zip	21078-2330
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 83 20000 SF 908 EUGENE DRIVE MEADOWVALE S2 P 4/100
Legal Subdivision	MEADOWVILLE SUBDIVISION
Legal Block	C
Legal Lot Number	83
Jurisdiction	HARFORD MD
Township / Civil Division	6, HAVRE DE GRACE
Census Block Group	1
Census Block	1014
Census Tract	306400

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	908 EUGENE DR, HAVRE DE GRACE, MD 21078-2330
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2018	Deed, Transfer · FHA Mortgage CREDENCE FUNDING CORP
Jun 8, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jun 8, 2017	Deed of Trust, Mortgage · FHA Mortgage REVERSE MORTGAGES.COM

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2018 · Amount on Record
Deed Sale	Nov 28, 2018 · Amount on Record
Deed Book / Page	13071 / 64
Record Updated	Oct 29, 2026

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Nov 28, 2018
Property Address	908 EUGENE DR, HAVRE DE GRACE, MD 21078-2330
Document Number	0130710064
Book / Page	13071 / 0064
Map Reference	MB4 FO100
Instrument Date	Oct 19, 2018
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	KEY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,168.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 EUGENE DR, HAVRE DE GRACE, MD 21078-2330

Mortgage

Document Number	0130710071
Date	Nov 28, 2018
Book Page	13071/0071

Lender

Name	CREDENCE FUNDING CORP
Type	Non-Lending Institution
Address	ABERDEEN, MD 21001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	908 EUGENE DR, HAVRE DE GRACE, MD 21078-2330
Document Number	0123900491
Instrument Date	Jun 8, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	908 EUGENE DR HAVRE DE GRACE MD 210782330, HAVRE DE GRACE, MD 21078-2330

Mortgage

Document Number	0123900491
Date	Jun 19, 2017
Book Page	012390/000491

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	756 Months
Due	Jun 18, 2080

Interest

Rate Type	Adjustable Rate
Rate	4.48%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	908 EUGENE DR, HAVRE DE GRACE, MD 21078-2330
Document Number	0123900469
Instrument Date	Jun 8, 2017
Transaction Type	Mortgage
Record Updated	Jun 27, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	908 EUGENE DR HAVRE DE GRACE MD 210782330, HAVRE DE GRACE, MD 21078-2330

Mortgage

Document Number	0123900469
Date	Jun 19, 2017
Book Page	012390/000469

Lender

Name	REVERSE MORTGAGES.COM
Address	COLUMBIA, MO 65203

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	756 Months
Due	Jun 18, 2080

Interest

Rate Type	Adjustable Rate
Rate	4.48%

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Municipality	Havre De Grace City
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,313.00 (+12.99%)	$242,733 (+16.79%)	$256,700 (+19.51%) Land $82,300 Building $174,400
2025	$2,047.00 (+6.95%)
2023		$207,833	$214,800 Land $82,300 Building $132,500
2022	$1,914.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAVRE DE GRACE serves 14,000 people · EPA ID MD0120012
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2016
Treatment and Procedure	Organic carbon removal Oct 2023
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
IQ Fiber Fiber	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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