911 Eugene Dr, Havre De Grace, MD 21078 Property Records

Harford County property record for 911 Eugene Dr, Havre De Grace, MD 21078

Property Summary

Property Type	Single Family Home
Details	2 ba · 988 sqft · built 1956
Lot Size	0.459 acres (20,000 sqft)
Owner	Individual Name on Record
Last Sale	$177,000 (May 2013)
Tax Bill	$2,082 (2026)
Deeds & Mortgages	Apr 2023 Line of Credit Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-012108`

Property Details

APN / Parcel Number

Primary APN	`06-012108`
Alternative APNs	`6012108` `012108`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	988 sqft Total Area
Basement Area	375 sqft
Finished Basement	375 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	20,000 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	648 sqft
Porch	Slab
Porch Area	225 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	012108
Street Address	911 EUGENE DR
City	HAVRE DE GRACE
State	MD
Zip	21078-2331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 100D 100X200 911 EUGENE DRIVE MEADOWVALE S2 P 4/100
Legal Subdivision	MEADOWVALE
Legal Lot Number	100D
Jurisdiction	HARFORD MD
Township / Civil Division	6, HAVRE DE GRACE
Census Block Group	1
Census Block	1015
Census Tract	306400

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	911 EUGENE DR, HAVRE DE GRACE, MD 21078-2331
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2023	Deed of Trust, Mortgage · Line of Credit BALTIMORE COUNTY EMPLOYEES FCU
Jan 19, 2021	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Feb 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jun 7, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2013 · Amount on Record
Deed Sale	May 15, 2013 · Amount on Record
Prior Sale	Feb 11, 2004 · Amount on Record
Deed Book / Page	10283 / 23
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	911 EUGENE DR, HAVRE DE GRACE, MD 21078-2331
Transaction Type	Mortgage
Record Updated	Apr 25, 2023
Title Company	COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	911 EUGENE DR, HAVRE DE GRACE, MD 21078-2331

Mortgage

Document Number	0158720355
Date	Apr 10, 2023
Book Page	15872/355

Lender

Name	BALTIMORE COUNTY EMPLOYEES FCU
Type	Credit Union
Address	TOWSON, MD 21204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Mar 30, 2038

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	911 EUGENE DR, HAVRE DE GRACE, MD 21078-2331
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0144200038
Date	Jan 19, 2021
Book Page	14420/38

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	268 Months
Due	May 1, 2043

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	911 EUGENE DR, HAVRE DE GRACE, MD 21078-2331
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0153650255
Date	Feb 14, 2022
Book Page	15365/255

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	236 Months
Due	Oct 1, 2041

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARFORD MD
Recording Date	Jun 7, 2022
Property Address	911 EUGENE DR, HAVRE DE GRACE, MD 21078-2331
Document Number	0155440439
Book / Page	15544 / 439
Map Reference	MB GRG 16 FO 54
Instrument Date	May 31, 2022
Transaction Type	Transfer
Record Updated	Jun 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1119 LESLIE RD, HAVRE DE GRACE, MD 21078-1717

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Municipality	Havre De Grace City
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,082.00 (+128.79%)	$218,400 (+15.58%)	$230,200 (+18.17%) Land $82,300 Building $147,900
2025	$910.00 (-47.85%)
2023		$188,967	$194,800 Land $82,300 Building $112,500
2022	$1,745.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAVRE DE GRACE serves 14,000 people · EPA ID MD0120012
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2016
Treatment and Procedure	Organic carbon removal Oct 2023
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
IQ Fiber Fiber	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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