912 Eugene Dr, Havre De Grace, MD 21078 Property Records

Harford County property record for 912 Eugene Dr, Havre De Grace, MD 21078

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,176 sqft · built 1955
Lot Size	0.459 acres (20,000 sqft)
Owner	Individual Name on Record
Last Sale	$199,900 (Jun 2019)
Tax Bill	$2,060 (2026)
Deeds & Mortgages	Jul 2020 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-023053`

Property Details

APN / Parcel Number

Primary APN	`06-023053`
Alternative APNs	`6023053` `023053`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,176 sqft Total Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	20,000 sqft (0.459 acres)
Porch	Slab
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	023053
Street Address	912 EUGENE DR
City	HAVRE DE GRACE
State	MD
Zip	21078-2330
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 87 20000 SF 912 EUGENE DRIVE MEADOWVALE S2 P 4/100
Legal Subdivision	MEADOWVALE SUB-DIVISION
Legal Block	C
Legal Lot Number	87
Jurisdiction	HARFORD MD
Township / Civil Division	6, HAVRE DE GRACE
Census Block Group	1
Census Block	1014
Census Tract	306400

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	912 EUGENE DR, HAVRE DE GRACE, MD 21078-2330
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage CREDENCE FUNDING CORP
Jun 12, 2019	Deed, Transfer · Conventional Mortgage THE COLUMBIA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2019 · Amount on Record
Deed Sale	Jun 12, 2019 · Amount on Record
Prior Sale	Dec 31, 2002
Deed Book / Page	13304 / 26
Transfer Doc	0000000215
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	912 EUGENE DR, HAVRE DE GRACE, MD 21078-2330
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	PRIORITY TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0139730154
Date	Jul 14, 2020
Book Page	13973/154

Lender

Name	CREDENCE FUNDING CORP
Address	ABERDEEN, MD 21001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Jun 12, 2019
Property Address	912 EUGENE DR, HAVRE DE GRACE, MD 21078-2330
Document Number	0133040026
Book / Page	13304 / 0026
Map Reference	MB 4 FO 100
Instrument Date	May 31, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	KEY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 EUGENE DR, HAVRE DE GRACE, MD 21078-2330

Mortgage

Document Number	0001330433
Date	Jun 12, 2019
Instrument	13304/33

Lender

Name	THE COLUMBIA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Municipality	Havre De Grace City
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,060.00 (+12.08%)	$216,167 (+15.68%)	$227,800 (+18.09%) Land $82,300 Building $145,500
2025	$1,838.00 (+6.67%)
2023		$186,867	$192,900 Land $82,300 Building $110,600
2022	$1,723.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAVRE DE GRACE serves 14,000 people · EPA ID MD0120012
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2016
Treatment and Procedure	Organic carbon removal Oct 2023
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
IQ Fiber Fiber	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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