9120 Champlain Ave, Niagara Falls, NY 14304 Property Records

Niagara County and Niagara Falls City property record for 9120 Champlain Ave, Niagara Falls, NY 14304

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,428 sqft · built 1945
Lot Size	0.168 acres (7,320 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Dec 2025)
Tax Bill	$6,127 (2026)
Deeds & Mortgages	Dec 2025 Transfer Dec 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`291100 161.18-3-80`

Property Details

APN / Parcel Number

Primary APN	`291100 161.18-3-80`
Alternative APNs	`11001610180003080000` `15/3852`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,428 sqft Living Area
1st Floor Area	699 sqft
2nd Floor Area	729 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	7,320 sqft (0.168 acres)
Lot Dimensions	122 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	15/3852.
Street Address	9120 CHAMPLAIN AVE
City	NIAGARA FALLS
State	NY
Zip	14304-4412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-A
Legal Description	TM 470 480 BL J LT 19 E PT 20
Legal Subdivision	CHAMPLAIN AVENUE
Legal Block	3
Legal Lot Number	80.000
Jurisdiction	NIAGARA NY
Township / Civil Division	NIAGARA FALLS
Census Block Group	1
Census Block	1027
Census Tract	22200

Owner

9120 Champlain Ave is owned by two individuals who bought it in December 2025.

Source: Niagara County and Niagara Falls City records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1635 QUAKER RD, BARKER, NY 14012-9601
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Affidavit of Death of Joint Tenant, Transfer
Dec 23, 2025	Warranty Deed, Transfer · Conventional Mortgage PREMIUM MORTGAGE CORP
Sep 2, 2020	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2025 · Amount on File
Deed Sale	Dec 23, 2025 · Amount on File
Deed Document Number	202519868
Record Updated	Oct 29, 2026

December 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	NIAGARA NY
Recording Date	Dec 23, 2025
Property Address	9120 CHAMPLAIN AVE, NIAGARA FALLS, NY 14304-4412
Document Number	0000009867
Instrument Date	Dec 4, 2025
Instrument	2025-19867
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NIAGARA NY
Recording Date	Dec 23, 2025
Property Address	9120 CHAMPLAIN AVE, NIAGARA FALLS, NY 14304-4412
Document Number	0000009868
Map Reference	MB 26 PG 552
Instrument Date	Dec 4, 2025
Instrument	2025-19868
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	700 MILLERSPORT HWY, AMHERST, NY 14226-2406

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1635 QUAKER RD, BARKER, NY 14012-9601

Mortgage

Document Number	0000009869
Date	Dec 23, 2025
Instrument	2025-19869

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NIAGARA NY
Recording Date	Sep 2, 2020
Property Address	9120 CHAMPLAIN AVE, NIAGARA FALLS, NY 14304-4412
Document Number	0000013817
Instrument Date	Aug 18, 2020
Instrument	13817
Transaction Type	Transfer
Record Updated	Sep 10, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 MILLERSPORT HWY AMHERST NY 142262406, AMHERST, NY 14226-2406

Tax Assessment & Valuation

The 2026 property tax bill for 9120 Champlain Ave was $6,127, up 73.4% from the year before.

Source: Niagara County and Niagara Falls City assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Niagara County
Municipality	Niagara Falls City
Unified School District	Niagara Falls City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,127.00 (+73.42%)
2025	$3,533.00	$88,200 (-) Land $9,000 Building $79,200	$196,000 (+11.11%) Land $20,000 Building $176,000
2024		$88,200 (-) Land $9,000 Building $79,200	$176,400 (+8.02%) Land $18,000 Building $158,400
2023		$88,200 Land $9,000 Building $79,200	$163,300 Land $16,663 Building $146,637

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9120 Champlain Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 71 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	71 in force
Nearby Flood Claims	26 (1978–2024)
Claims Outside the SFHA	1 of 26
Most Recent Claim	Jun 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 9120 Champlain Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NIAGARA FALLS WATER BOARD serves 50,193 people · EPA ID NY3100568
Water Source	Surface water
Last State Inspection	May 2024
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Greenlight Networks.

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