912 Ridgeway Dr, Oneonta, AL 35121 Property Records

Blount County property record for 912 Ridgeway Dr, Oneonta, AL 35121

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,394 sqft · built 1999
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on Record
Tax Bill	$633 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`19-03-05-3-000-001.059`

Property Details

APN / Parcel Number

Primary APN	`19-03-05-3-000-001.059`
Alternative APNs	`43752` `37049`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,394 sqft Living Area
1st Floor Area	1,394 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Wood Siding
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	26,136 sqft (0.6 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	37049
Street Address	912 RIDGEWAY DR
City	ONEONTA
State	AL
Zip	35121-2426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 GREYSTONE EAST SECTOR 1, MC A/92-4
Legal Range	02E
Legal Township	13S
Legal Section	05
Legal Subdivision	GREYSTONE EAST SECTOR 1
Legal Lot Number	12
Jurisdiction	BLOUNT AL
Township / Civil Division	ONEONTA
Census Block Group	2
Census Block	2013
Census Tract	50106

Owner

Source: Blount County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	912 RIDGEWAY DR, ONEONTA, AL 35121-2426
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLOUNT AL
Property Address	912 RIDGEWAY DR, ONEONTA, AL 35121-2426
Transaction Type	Mortgage
Record Updated	Oct 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 RIDGEWAY DR, ONEONTA, AL 35121-2426

Mortgage

Document Number	2021/39329
Date	Oct 28, 2021
Book Page	2021/39329
Instrument	10032481

Lender

Name	HOMETOWN BANK OF ALABAMA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Blount County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Blount County
Municipality	Oneonta City
Unified School District	Oneonta City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$633.00 (-1.4%)	$15,360 (-1.29%)	$153,640 (-1.23%)
2024	$642.00 (+7.36%) Homeowner's exemption	$15,560 (+6.72%) Land $2,000 Building $13,560	$155,560 (+6.75%) Land $20,000 Building $135,560
2023	$598.00 (+4%) Homeowner's exemption	$14,580 (+3.55%) Land $2,000 Building $12,580	$145,720 (+3.52%) Land $20,000 Building $125,720
2022	$575.00 Homeowner's exemption	$14,080 Land $2,000 Building $12,080	$140,760 Land $20,000 Building $120,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ONEONTA, UB OF THE serves 19,971 people · EPA ID AL0000103
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Cable	1,000 / 25
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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