908 Ridgeway Dr, Oneonta, AL 35121 Property Records

Blount County property record for 908 Ridgeway Dr, Oneonta, AL 35121

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,720 sqft · built 2005
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on Record
Last Sale	$30,480 (Aug 2024)
Tax Bill	$1,701 (2026)
Deeds & Mortgages	Dec 2022 Line of Credit Aug 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-03-05-3-000-001.061`

Property Details

APN / Parcel Number

Primary APN	`19-03-05-3-000-001.061`
Alternative APNs	`043750` `43750` `59228` `74654`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,720 sqft Living Area
1st Floor Area	1,845 sqft
Upper Floors Area	1,480 sqft
Flooring	Stone
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	26,136 sqft (0.6 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	74654
Street Address	908 RIDGEWAY DR
City	ONEONTA
State	AL
Zip	35121-2426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 GREYSTONE EAST SECTOR 1, MC A/92-4--
Legal Range	02E
Legal Township	13S
Legal Section	05
Legal Subdivision	GREYSTONE EAST SECTOR 1
Legal Lot Number	10
Jurisdiction	BLOUNT AL
Township / Civil Division	ONEONTA
Census Block Group	2
Census Block	2013
Census Tract	50106

Owner

Source: Blount County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	908 RIDGEWAY DR, ONEONTA, AL 35121-2426
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2022	Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA
Aug 27, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage ISERVE RESIDENTIAL LENDING LLC
Mar 19, 2018	Deed, Transfer · FHA Mortgage BANCORPSOUTH BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2024 · Amount on Record
Deed Sale	Aug 27, 2024 · Amount on Record
Prior Sale	Mar 19, 2018
Deed Document Number	202410060051
Deed Book / Page	2024 / 22578
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLOUNT AL
Property Address	908 RIDGEWAY DR, ONEONTA, AL 35121-2426
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 RIDGEWAY DR, ONEONTA, AL 35121-2426

Mortgage

Document Number	2022/37222
Date	Dec 5, 2022
Book Page	2022/37222
Instrument	10044018

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Nov 26, 2047

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLOUNT AL
Recording Date	Aug 27, 2024
Property Address	908 RIDGEWAY DR, ONEONTA, AL 35121-2426
Document Number	2024/22578
Book / Page	2024 / 22578
Instrument Date	Aug 9, 2024
Instrument	10060051
Transaction Type	Transfer
Record Updated	Oct 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 RIDGEWAY DR, ONEONTA, AL 35121-2426

Mortgage

Document Number	0202422582
Date	Aug 27, 2024
Instrument	2024/22582

Lender

Name	ISERVE RESIDENTIAL LENDING LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2054

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BLOUNT AL
Recording Date	Mar 19, 2018
Property Address	908 RIDGEWAY DR, ONEONTA, AL 35121-2426
Document Number	02018/6239
Book / Page	2018 / 6239
Instrument Date	Mar 16, 2018
Transaction Type	Transfer
Record Updated	Jun 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	911 RIDGEWAY DR, 911, ONEONTA, AL 35121-2435

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 RIDGEWAY DR, ONEONTA, AL 35121-2426

Mortgage

Document Number	02018/6241
Date	Mar 19, 2018
Book Page	2018/6241

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Blount County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Blount County
Municipality	Oneonta City
Unified School District	Oneonta City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,701.00 (+5%)
2025	$1,620.00 (+2.53%)	$36,000 (+4.9%)	$360,020 (-1.13%) Land $41,000 Building $319,020
2024	$1,580.00 (+14%) Homeowner's exemption	$34,320 (+13.72%) Land $2,000 Building $32,320	$364,120 (+13.44%) Land $20,000 Building $344,120
2023	$1,386.00 (+5.64%) Homeowner's exemption	$30,180 (-0.92%) Land $2,000 Building $28,180	$320,980 (+5.4%) Land $20,000 Building $300,980
2022	$1,312.00 Homeowner's exemption	$30,460 Land $2,000 Building $28,460	$304,540 Land $20,000 Building $284,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ONEONTA, UB OF THE serves 19,971 people · EPA ID AL0000103
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Cable	1,000 / 25
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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