914 Ridgeway Dr, Oneonta, AL 35121 Property Records

Blount County property record for 914 Ridgeway Dr, Oneonta, AL 35121

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,764 sqft · built 2003
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$232,000 (Jul 2020)
Tax Bill	$1,044 (2026)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-03-05-3-000-001.058`

Property Details

APN / Parcel Number

Primary APN	`19-03-05-3-000-001.058`
Alternative APNs	`043753` `43753` `64711`

Interior

Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,764 sqft Living Area
1st Floor Area	1,361 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	64711
Street Address	914 RIDGEWAY DR
City	ONEONTA
State	AL
Zip	35121-2426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 GREYSTONE EAST SECTOR 1, MC A/92-4
Legal Range	02E
Legal Township	13S
Legal Section	05
Legal Subdivision	GREYSTONE EAST SECTOR 1
Legal Lot Number	13
Jurisdiction	BLOUNT AL
Township / Civil Division	ONEONTA
Census Block Group	2
Census Block	2013
Census Tract	50106

Owner

Source: Blount County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	914 RIDGEWAY DR, ONEONTA, AL 35121-2426
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2020 · Amount on Record
Deed Sale	Jul 15, 2020 · Amount on Record
Prior Sale	Jan 2, 2007 · Amount on Record
Deed Document Number	202010018045
Deed Book / Page	2020 / 20522
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLOUNT AL
Recording Date	Jul 15, 2020
Property Address	914 RIDGEWAY DR, ONEONTA, AL 35121-2426
Document Number	2020/20522
Book / Page	2020 / 20522
Instrument Date	Jul 2, 2020
Instrument	10018045
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/20525
Date	Jul 15, 2020
Book Page	2020/20525
Instrument	10018046

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Blount County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Blount County
Municipality	Oneonta City
Unified School District	Oneonta City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,044.00 (+5.14%) Homeowner's exemption
2025	$993.00 (-2.55%)	$23,360 (-2.42%)	$233,660 (-2.38%) Land $20,000 Building $213,660
2024	$1,019.00 (+7.6%) Homeowner's exemption	$23,940 (+7.16%) Land $2,000 Building $21,940	$239,360 (+7.19%) Land $20,000 Building $219,360
2023	$947.00 (+5.57%) Homeowner's exemption	$22,340 (+5.18%) Land $2,000 Building $20,340	$223,300 (+5.11%) Land $20,000 Building $203,300
2022	$897.00 Homeowner's exemption	$21,240 Land $2,000 Building $19,240	$212,440 Land $20,000 Building $192,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ONEONTA, UB OF THE serves 19,971 people · EPA ID AL0000103
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Cable	1,000 / 25
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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