916 Ridgeway Dr, Oneonta, AL 35121 Property Records

Blount County property record for 916 Ridgeway Dr, Oneonta, AL 35121

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,331 sqft · built 2005
Lot Size0.5 acres (21,780 sqft)
OwnerCompany Name on File
Tax Bill$723 (2026)
Deeds & MortgagesJan 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN19-03-05-3-000-001.057

Property Details

APN / Parcel Number

Primary APN19-03-05-3-000-001.057
Alternative APNs
  • 043754
  • 43754
  • 41382

Interior

Full Baths1 Bath
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,331 sqft Living Area
1st Floor Area1,331 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number41382
Street Address916 RIDGEWAY DR
CityONEONTA
StateAL
Zip35121-2426
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 14 GREYSTONE EAST SECTOR 1, MC A/92-4
Legal Range02E
Legal Township13S
Legal Section05
Legal SubdivisionGREYSTONE EAST SECTOR 1
Legal Lot Number14
JurisdictionBLOUNT AL
Township / Civil DivisionONEONTA
Census Block Group2
Census Block2013
Census Tract50106

Owner

916 Ridgeway Dr is owned by a company that acquired it in April 2014 and is owner-occupied.

Source: Blount County records, as of October 20, 2026

Owner of RecordCompany Name on File
Mailing Address916 RIDGEWAY DR, ONEONTA, AL 35121-2426
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 7, 2011
Deed SaleApr 7, 2011
Prior SaleNov 29, 2005 · Amount on File
Deed Document Number2011337608
Last Transfer DateApr 21, 2014
Transfer Doc0000364988
Record UpdatedOct 29, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLOUNT AL
Property Address916 RIDGEWAY DR, ONEONTA, AL 35121-2426
Transaction TypeMortgage
Record UpdatedJul 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002018/881
DateJan 9, 2018
Book Page2018/881
Lender
NameFIRST COMMUNITY MORTGAGE INC
TypeMortgage Company
AddressMURFREESBORO, TN 37129
Agreement
AmountAmount on Record
Term360 Months
DueJan 1, 2048
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 916 Ridgeway Dr was $723 with a homeowner's exemption, up 5.1% from the year before.

Source: Blount County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyBlount County
MunicipalityOneonta City
Unified School DistrictOneonta City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$723.00 (+5.09%) Homeowner's exemption
2025$688.00 (-1.15%)$16,580 (-1.07%)$165,700 (-1.12%) Land $20,000 Building $145,700
2024$696.00 (+9.26%) Homeowner's exemption$16,760 (+8.41%) Land $2,000 Building $14,760$167,580 (+8.34%) Land $20,000 Building $147,580
2023$637.00 (+5.29%) Homeowner's exemption$15,460 (+4.88%) Land $2,000 Building $13,460$154,680 (+4.91%) Land $20,000 Building $134,680
2022$605.00 Homeowner's exemption$14,740 Land $2,000 Building $12,740$147,440 Land $20,000 Building $127,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 916 Ridgeway Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 916 Ridgeway Dr is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · above 53% of Alabama
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ONEONTA, UB OF THE
serves 19,971 people · EPA ID AL0000103
Water SourceSurface water
Last State InspectionAug 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Cable
1,000 / 25
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridgeway Dr

Nearby Streets

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