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912 E Franklin St, Troy, OH 45373 Property Records

Miami County property record for 912 E Franklin St, Troy, OH 45373

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 1,305 sqft · built 1921
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on File
Last Sale$150,000 (Jul 2021)
Tax Bill$1,960 (2025)
Deeds & MortgagesOct 2025 Mortgage
Apr 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APND08-017970

Property Details

APN / Parcel Number

Primary APND08-017970
Alternative APNs
  • 050627.2-22-004-00
  • D08SE009 02300

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,305 sqft Living Area
1st Floor Area2,610 sqft
Basement Area1,305 sqft
Unfinished Basement1,305 sqft

Exterior

Year BuiltBuilt 1921
Effective Year BuiltEffective 1921
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions161 ft deep x 48 ft wide
Garage TypeDetached
Garage Area396 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area273 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
Heating FuelGas
SewerConnected

Location & Zoning

Street Address912 E FRANKLIN ST
CityTROY
StateOH
Zip45373-3716
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionIN LOT 1559 48
Legal SubdivisionTROY
Legal Lot Number1559
JurisdictionMIAMI OH
Township / Civil DivisionCONCORD
Census Block Group3
Census Block3007
Census Tract365200

Owner

Source: Miami County records · APN D08-017970

Assessment roll updated March 6, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address912 E FRANKLIN ST, TROY, OH 45373-3716
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 07, 2025Deed of Trust, Mortgage · FHA Mortgage
NEWREZ LLC
Apr 28, 2023Deed of Trust, Mortgage · FHA Mortgage
NEWREZ LLC
Jul 27, 2021Fiduciary Deed, Transfer · FHA Mortgage
CALIBER HOME LOANS INC
May 20, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 27, 2021 · Amount on Record
Deed SaleJul 27, 2021 · Amount on Record
Prior SaleJul 27, 2021 · Amount on Record
Deed Document Number20212021OR-13032
Prior Transfer DateNov 30, 2020
Prior Transfer Doc0000008886
Record UpdatedJun 08, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI OH
Property Address912 E FRANKLIN ST, TROY, OH 45373-3716
Transaction TypeMortgage
Record UpdatedOct 22, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address912 E FRANKLIN ST, TROY, OH 45373-3716

Mortgage

Document Number0000011523
DateOct 07, 2025
Instrument2025OR-11523
Lender
NameNEWREZ LLC
TypeMortgage Company
Address55 BEATTIE PL STE 110, GREENVILLE, SC 29601
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term310 Months
DueAug 01, 2051

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI OH
Property Address912 E FRANKLIN ST, TROY, OH 45373-3716
Transaction TypeMortgage
Record UpdatedMay 12, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address912 E FRANKLIN ST, TROY, OH 45373-3716

Mortgage

Document Number0000004446
DateApr 28, 2023
Instrument2023OR-04446
Lender
NameNEWREZ LLC
TypeMortgage Company
AddressTEMPE, AZ 85284
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term340 Months
DueAug 01, 2051

July 2021: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionMIAMI OH
Recording DateJul 27, 2021
Property Address912 E FRANKLIN ST, TROY, OH 45373-3716
Document Number0000013032
Instrument DateJul 23, 2021
Instrument2021OR-13032
Transaction TypeTransfer
Record UpdatedAug 18, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address912 E FRANKLIN ST, TROY, OH 45373-3716

Mortgage

Document Number0000013033
DateJul 27, 2021
Instrument2021OR-13033
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMIAMI OH
Recording DateMay 20, 2021
Property Address912 E FRANKLIN ST, TROY, OH 45373-3716
Document Number0000008886
Map ReferenceVOL 3 PG 136
Instrument DateNov 30, 2020
Instrument2021OR-08886
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1057 E MAIN ST, TROY, OH 45373-3446

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionConcord Township
MunicipalityTroy City
Unified School DistrictTroy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,960.00 (+70.29%) Homeowner's exemption$56,850 (+86.88%) Land $8,440 Building $48,410$162,400 (+86.88%) Land $24,100 Building $138,300
2024$1,151.00 (+2.22%) Homeowner's exemption$30,420 (-) Land $8,750 Building $21,670
2023$1,126.00 (+17.41%) Homeowner's exemption$30,420 (-) Land $8,750 Building $21,670$86,900 (-) Land $25,000 Building $61,900
2022$959.00 Homeowner's exemption$30,420 Land $8,750 Building $21,670$86,900 Land $25,000 Building $61,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 10, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Metronet Holdings
Fiber		5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Benton Ridge Telephone Company.

Based on FCC filings for 506 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTROY CITY PWS
serves 26,305 people
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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