904 E Franklin St, Troy, OH 45373 Property Records

Miami County property record for 904 E Franklin St, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,744 sqft · built 1920
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$156,000 (Feb 2025)
Tax Bill	$2,439 (2025)
Deeds & Mortgages	Aug 2026 Transfer Dec 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`D08-017990`

Property Details

APN / Parcel Number

Primary APN	`D08-017990`
Alternative APNs	`050627.2-22-006-00` `D08SE007 00100`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,744 sqft Living Area
1st Floor Area	1,952 sqft
Upper Floors Area	768 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	161 ft deep x 48 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	366 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	904 E FRANKLIN ST
City	TROY
State	OH
Zip	45373-3716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 1561 48
Legal Subdivision	CITY OF TROY
Legal Lot Number	1561
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3007
Census Tract	365200

Owner

Source: Miami County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	904 E FRANKLIN ST, TROY, OH 45373-3716
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Dec 22, 2023	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2025 · Amount on Record
Deed Sale	Feb 19, 2025 · Amount on Record
Prior Sale	Jan 1, 1990
Deed Document Number	20251664
Last Transfer Date	Jul 29, 2026
Transfer Doc	0000009704
Record Updated	Sep 20, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIAMI OH
Recording Date	Aug 4, 2026
Property Address	904 E FRANKLIN ST, TROY, OH 45373-3716
Document Number	0000009704
Instrument Date	Jul 29, 2026
Instrument	20269704
Transaction Type	Transfer
Record Updated	Aug 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 E FRANKLIN ST, TROY, OH 45373-3716

December 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MIAMI OH
Recording Date	Dec 22, 2023
Property Address	904 E FRANKLIN ST, TROY, OH 45373-3716
Document Number	0000014055
Instrument Date	Dec 11, 2023
Instrument	2023OR-14055
Transaction Type	Transfer
Record Updated	Jan 15, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,439.00 (+5%) Homeowner's exemption	$73,510 (+70.75%) Land $8,440 Building $65,070	$210,000 (+70.73%) Land $24,100 Building $185,900
2024	$1,626.00 (+2.2%) Homeowner's exemption	$43,050 (-) Land $8,750 Building $34,300
2023	$1,591.00 (+17.5%) Homeowner's exemption	$43,050 (-) Land $8,750 Building $34,300	$123,000 (-) Land $25,000 Building $98,000
2022	$1,354.00 Homeowner's exemption	$43,050 Land $8,750 Building $34,300	$123,000 Land $25,000 Building $98,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

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