827 E Franklin St, Troy, OH 45373 Property Records

Miami County property record for 827 E Franklin St, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,518 sqft · built 1920
Lot Size	0.189 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Dec 2002)
Tax Bill	$1,619 (2025)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D08-009630`

Property Details

APN / Parcel Number

Primary APN	`D08-009630`
Alternative APNs	`050627.2-14-011-00` `D08SE006 00500`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,518 sqft Living Area
1st Floor Area	1,014 sqft
2nd Floor Area	504 sqft
Upper Floors Area	504 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	8,276 sqft (0.189 acres)
Lot Dimensions	114 ft deep x 71 ft wide
Garage Type	Detached
Garage Area	912 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	136 sqft
Patio Area	336 sqft
Canopy	336 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Connected

Location & Zoning

Old Parcel Number	D08SE006 00500
Street Address	827 E FRANKLIN ST
City	TROY
State	OH
Zip	45373-3713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 712 11X115 S END IN LOT 713 54.66X114
Legal Subdivision	PEARSON & EDGES ADD
Legal Lot Number	712
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1007
Census Tract	365200

Owner

Source: Miami County records · APN D08-009630

Assessment roll updated January 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	827 E FRANKLIN ST, TROY, OH 45373-3713
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 23, 2002 · Amount on Record
Deed Sale	Dec 23, 2002 · Amount on Record
Deed Document Number	2519
Record Updated	Jun 08, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	827 E FRANKLIN ST, TROY, OH 45373-3713
Transaction Type	Mortgage
Record Updated	Aug 02, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011052
Date	Jun 23, 2021
Instrument	2021OR-11052

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 01, 2036

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,619.00 (-14.02%) Homeowner's exemption	$67,270 (+34.86%) Land $9,030 Building $58,240	$192,200 (+34.88%) Land $25,800 Building $166,400
2024	$1,883.00 (+2.23%) Homeowner's exemption	$49,880 (-) Land $9,420 Building $40,460
2023	$1,842.00 (+17.4%) Homeowner's exemption	$49,880 (-) Land $9,420 Building $40,460	$142,500 (-) Land $26,900 Building $115,600
2022	$1,569.00 Homeowner's exemption	$49,880 Land $9,420 Building $40,460	$142,500 Land $26,900 Building $115,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 10, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1981–1990)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 1990 · river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Holdings Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Benton Ridge Telephone Company.

Based on FCC filings for 506 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TROY CITY PWS serves 26,305 people
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.