911 E Cota St, Santa Barbara, CA 93103 Property Records

Santa Barbara County property record for 911 E Cota St, Santa Barbara, CA 93103

Property Summary

Property Type	Residential
Details	2 bd · 1 ba · 1,096 sqft
Lot Size	0.17 acres (7,405 sqft)
Owner	Company Name on Record
Last Sale	$210,000 (Nov 1997)
Tax Bill	$9,764 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2020 Loan Modification + 1 more
Flood Zone	Zone AH (high risk)
APN	`031-183-020`

Property Details

APN / Parcel Number

Primary APN	`031-183-020`
Alternative APN	`03118320`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,096 sqft

Exterior

Lot Area	7,405 sqft (0.17 acres)

Location & Zoning

Street Address	911 E COTA ST
City	SANTA BARBARA
State	CA
Zip	93103-2514
Property Category	Residential
Property Type	Residential > Specialized > Other
Local Zoning Code	C2
Legal Description	MILPAS GARDENS LOTS 65B LOT 66
Legal Subdivision	MILPAS GARDENS
Legal Lot Number	66
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA BARBARA
Census Block Group	2
Census Block	2011
Census Tract	801

Owner

Source: Santa Barbara County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3051 PASEO TRANQUILLO, SANTA BARBARA, CA 93105-2854
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2021	Deed of Trust, Mortgage · Commercial Mortgage AMERICAN RIVIERA BANK
Mar 26, 2020	Loan Modification, Mortgage SANTA BARBARA COM'L FUND LLC
Oct 10, 2018	Deed of Trust, Mortgage SANTA BARBARA COM'L FUND LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 1997 · Amount on Record
Deed Sale	Nov 14, 1997 · Amount on Record
Deed Document Number	199768927
Last Transfer Date	Jul 27, 2011
Transfer Doc	0000044639
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	911 E COTA ST, SANTA BARBARA, CA 93103-2514
Transaction Type	Mortgage
Record Updated	May 6, 2021
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032645
Date	Apr 27, 2021
Instrument	2021-0032645

Lender

Name	AMERICAN RIVIERA BANK
Type	Bank
Address	SANTA BARBARA, CA 93101

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA BARBARA CA
Property Address	911 E COTA ST, SANTA BARBARA, CA 93103-2514
Document Number	0000016145
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	Apr 20, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	600 N MILPAS ST SANTA BARBARA CA 931033027, SANTA BARBARA, CA 93103-3027

Mortgage

Document Number	0000016145
Date	Mar 31, 2020
Instrument	16145

Lender

Name	SANTA BARBARA COM'L FUND LLC

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Mar 30, 2025

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	911 E COTA ST, SANTA BARBARA, CA 93103-2514
Document Number	0000043812
Instrument Date	Oct 10, 2018
Transaction Type	Mortgage
Record Updated	Apr 20, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	360 S HOPE AVE #C-205 SANTA BARBARA CA 931054017, C-205, SANTA BARBARA, CA 93105-4017

Mortgage

Document Number	0000043812
Date	Oct 12, 2018
Instrument	43812

Lender

Name	SANTA BARBARA COM'L FUND LLC
Address	PO BOX 90360, SANTA BARBARA, CA 93190-0360

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Oct 11, 2023

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Municipality	Santa Barbara City
Unified School District	Santa Barbara Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$937,775 (+2%) Land $875,262 Building $62,513
2025	$9,764.00 (+3.64%)	$919,388 (+4.04%) Land $858,100 Building $61,288
2023	$9,421.00 (+1.75%)	$883,689 Land $824,780 Building $58,909
2022	$9,259.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	3 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA BARBARA WATER DEPARTMENT serves 93,334 people · EPA ID CA4210010
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 830 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, GeoLinks.

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