919 E Cota St, Santa Barbara, CA 93103 Property Records

Santa Barbara County property record for 919 E Cota St, Santa Barbara, CA 93103

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 728 sqft · built 1920
Lot Size	0.12 acres (5,227 sqft)
Owner	Company Name on Record
Last Sale	$663,500 (Sep 2019)
Tax Bill	$7,621 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`031-183-013`

Property Details

APN / Parcel Number

Primary APN	`031-183-013`
Alternative APN	`03118313`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	728 sqft Total Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	5,227 sqft (0.12 acres)

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	919 E COTA ST
City	SANTA BARBARA
State	CA
Zip	93103-2514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	MILPAS GARDENS LOT 64
Legal Subdivision	MILPAS GARDENS
Legal Block	201
Legal Lot Number	64
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA BARBARA
Census Block Group	2
Census Block	2011
Census Tract	801

Owner

Source: Santa Barbara County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	919 E COTA ST, SANTA BARBARA, CA 93103-2514
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jun 1, 2021	Intrafamily Transfer, Transfer
Jun 17, 2020	Deed of Trust, Mortgage LOANDEPOT.COM LLC
Sep 27, 2019	Grant Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2019 · Amount on Record
Deed Sale	Sep 27, 2019 · Amount on Record
Prior Sale	Aug 1, 2011 · Amount on Record
Deed Document Number	201942938
Last Transfer Date	May 6, 2021
Transfer Doc	0000041523
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	919 E COTA ST, SANTA BARBARA, CA 93103-2514
Transaction Type	Mortgage
Record Updated	Aug 12, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	919 E COTA ST, SANTA BARBARA, CA 93103-2514

Mortgage

Document Number	0000055904
Date	Aug 3, 2021
Instrument	2021-0055904

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA BARBARA CA
Recording Date	Jun 1, 2021
Property Address	919 E COTA ST, SANTA BARBARA, CA 93103-2514
Document Number	0000041523
Map Reference	MB 9 PG 52
Instrument Date	May 6, 2021
Instrument	2021-0041523
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	919 E COTA ST, SANTA BARBARA, CA 93103-2514

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	919 E COTA ST, SANTA BARBARA, CA 93103-2514
Document Number	0000043081
Instrument Date	Jun 17, 2020
Transaction Type	Mortgage
Record Updated	Aug 27, 2020
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	919 E COTA ST SANTA BARBARA CA 931032514, SANTA BARBARA, CA 93103-2514

Mortgage

Document Number	0000043081
Date	Aug 17, 2020
Instrument	43081

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 16, 2050

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Sep 27, 2019
Property Address	919 E COTA ST, SANTA BARBARA, CA 93103-2514
Document Number	0000042938
Map Reference	MB 9 PG 52
Instrument Date	Jun 20, 2019
Instrument	2019-0042938
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	919 E COTA ST, SANTA BARBARA, CA 93103-2514

Mortgage

Document Number	0000042939
Date	Sep 27, 2019
Instrument	2019-0042939

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Municipality	Santa Barbara City
Unified School District	Santa Barbara Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$740,141 (+2%) Land $490,826 Building $249,315
2025	$7,621.00 (+3.66%) Homeowner's exemption Additional exemption filed	$725,629 (+4.04%) Land $481,202 Building $244,427
2023	$7,352.00 (+1.77%) Homeowner's exemption Additional exemption filed	$697,454 Land $462,517 Building $234,937
2022	$7,224.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	3 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA BARBARA WATER DEPARTMENT serves 93,334 people · EPA ID CA4210010
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 830 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, GeoLinks.

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