814 E Cota St, Santa Barbara, CA 93103 Property Records

Santa Barbara County property record for 814 E Cota St, Santa Barbara, CA 93103

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	2 bd · 1 ba · 880 sqft · built 1915
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Sep 2025)
Tax Bill	$6,590 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`031-233-004`

Property Details

APN / Parcel Number

Primary APN	`031-233-004`
Alternative APN	`03123304`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	880 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Lot Area	4,792 sqft (0.11 acres)

Location & Zoning

Street Address	814 E COTA ST
City	SANTA BARBARA
State	CA
Zip	93103-3129
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	C2
Legal Description	LOT 33 BLK 221
Legal Subdivision	SANTA BARBARA
Legal Block	221
Legal Lot Number	33
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA BARBARA
Census Block Group	1
Census Block	1006
Census Tract	801

Owner

Source: Santa Barbara County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4533 HOLLISTER AVE, SANTA BARBARA, CA 93110-1709
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage LEONARD A GROSS
Oct 13, 2023	Deed of Trust, Mortgage · Commercial Mortgage HARVEY ALPERT & CO
Sep 28, 2021	Deed of Trust, Mortgage · Commercial Mortgage HARVEY ALPERT & CO
Sep 17, 2025	Intrafamily Transfer, Transfer · Commercial Mortgage JEFFREY & KATHLEEN MYERS FAMILY TRU
Jul 31, 2017	Deed of Trust, Mortgage · Commercial Mortgage SANTA BARBARA COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2025 · Amount on Record
Deed Sale	Sep 17, 2025 · Amount on Record
Deed Document Number	202528658
Prior Transfer Date	Jun 30, 2008
Prior Transfer Doc	0000043353
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Recording Date	Jul 27, 2026
Property Address	814 E COTA ST, SANTA BARBARA, CA 93103-3129
Document Number	0000025418
Instrument Date	Jul 15, 2026
Instrument	202625418
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	TITLE SERVICES, AMT TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4533 HOLLISTER AVE, SANTA BARBARA, CA 93110-1709

Mortgage

Document Number	0000025418,
Date	Jul 27, 2026
Instrument	202625418

Lender

Name	LEONARD A GROSS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.47%
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	814 E COTA ST, SANTA BARBARA, CA 93103-3129
Transaction Type	Mortgage
Record Updated	Oct 3, 2025
Title Company	PROROVIDENCE TITLE COMPANY, PROVIDENT TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4533 HOLLISTER AVE, SANTA BARBARA, CA 93110-1709

Mortgage

Document Number	0000030313
Date	Oct 13, 2023
Instrument	2023-0030313

Lender

Name	HARVEY ALPERT & CO
Type	Non-Lending Institution
Address	LOS ANGELES, CA 90025

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 15, 2028

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	814 E COTA ST, SANTA BARBARA, CA 93103-3129
Transaction Type	Mortgage
Record Updated	Oct 3, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4533 HOLLISTER AVE, SANTA BARBARA, CA 93110-1709

Mortgage

Document Number	0000068098
Date	Sep 28, 2021
Instrument	2021-0068098

Lender

Name	HARVEY ALPERT & CO
Type	Non-Lending Institution
Address	MATTITUCK, NY 11952

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	25 Months
Due	Oct 1, 2023

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA BARBARA CA
Recording Date	Sep 17, 2025
Property Address	814 E COTA ST, SANTA BARBARA, CA 93103-3129
Document Number	0000028658
Map Reference	MB 1 PG 4
Instrument Date	Sep 4, 2025
Instrument	2025-0028658
Transaction Type	Transfer
Record Updated	Oct 3, 2025
Title Company	WFG NATIONAL TITLE COMPANY/CA, WFG NATIONAL TITLE CO OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4533 HOLLISTER AVE, SANTA BARBARA, CA 93110-1709

Mortgage

Document Number	0000028659
Date	Sep 17, 2025
Instrument	2025-0028659

Lender

Name	JEFFREY & KATHLEEN MYERS FAMILY TRU
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	814 E COTA ST, SANTA BARBARA, CA 93103-3129
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036441
Date	Jul 31, 2017
Instrument	2017-0036441

Lender

Name	SANTA BARBARA COMMUNITY BANK
Type	Bank
Address	SANTA BARBARA, CA 93101

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Municipality	Santa Barbara City
Unified School District	Santa Barbara Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,277,060 (+107.05%) Land $561,788 Building $715,272
2025	$6,590.00 (+3.65%)	$616,786 (+4.04%) Land $228,997 Building $387,789
2023	$6,358.00 (+1.78%)	$592,837 Land $220,105 Building $372,732
2022	$6,247.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	8 (1995–2023)
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA BARBARA WATER DEPARTMENT serves 93,334 people · EPA ID CA4210010
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 830 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, GeoLinks.

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