818 E Cota St, Santa Barbara, CA 93103 Property Records

Santa Barbara County property record for 818 E Cota St, Santa Barbara, CA 93103

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 903 sqft · built 1925
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$850,000 (Oct 2021)
Tax Bill	$9,555 (2025)
Deeds & Mortgages	May 2023 Line of Credit Apr 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`031-233-005`

Property Details

APN / Parcel Number

Primary APN	`031-233-005`
Alternative APN	`03123305`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	903 sqft Total Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Lot Area	4,792 sqft (0.11 acres)

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	818 E COTA ST
City	SANTA BARBARA
State	CA
Zip	93103-3129
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C2
Legal Description	LOT 32 BLK 221
Legal Subdivision	NOS. 221 222 241 242
Legal Block	221
Legal Lot Number	32
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA BARBARA
Census Block Group	1
Census Block	1006
Census Tract	801

Owner

Source: Santa Barbara County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	818 E COTA ST, SANTA BARBARA, CA 93103-3129
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2023	Deed of Trust, Mortgage · Line of Credit SANTA BARBARA COUNTY FCU
Apr 21, 2023	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Apr 21, 2023	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Oct 21, 2021	Intrafamily Transfer, Transfer · Line of Credit ALASKA USA FCU
Oct 21, 2021	Grant Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2021 · Amount on Record
Deed Sale	Oct 21, 2021 · Amount on Record
Prior Sale	Oct 23, 1996
Deed Document Number	202173752
Prior Transfer Date	Oct 11, 1996
Prior Transfer Doc	0000064016
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	818 E COTA ST, SANTA BARBARA, CA 93103-3129
Transaction Type	Mortgage
Record Updated	Jun 15, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	818 E COTA ST, SANTA BARBARA, CA 93103-3129

Mortgage

Document Number	0000012784
Date	May 5, 2023
Instrument	2023-0012784

Lender

Name	SANTA BARBARA COUNTY FCU
Type	Credit Union
Address	SANTA BARBARA, CA 93105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Apr 21, 2023
Property Address	818 E COTA ST, SANTA BARBARA, CA 93103-3129
Document Number	0000011311
Map Reference	MB 1 PG 4
Instrument Date	Apr 4, 2023
Instrument	2023-0011311
Transaction Type	Transfer
Record Updated	May 3, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	818 E COTA ST, SANTA BARBARA, CA 93103-3129

April 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Apr 21, 2023
Property Address	818 E COTA ST, SANTA BARBARA, CA 93103-3129
Document Number	0000011310
Map Reference	MB 1 PG 4
Instrument Date	Apr 4, 2023
Instrument	2023-0011310
Transaction Type	Transfer
Record Updated	May 3, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	818 E COTA ST, SANTA BARBARA, CA 93103-3129

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA BARBARA CA
Recording Date	Oct 21, 2021
Property Address	818 E COTA ST, SANTA BARBARA, CA 93103-3129
Document Number	0000073753
Map Reference	PG 4
Instrument Date	Oct 1, 2021
Instrument	2021-0073753
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	LAWYERS TITLE-IE, LAWYERS TITLE IE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	818 E COTA ST, SANTA BARBARA, CA 93103-3129

Mortgage

Document Number	0000073755
Date	Oct 21, 2021
Instrument	2021-0073755

Lender

Name	ALASKA USA FCU
Type	Credit Union
Address	ANCHORAGE, AK 99519

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Oct 21, 2021
Property Address	818 E COTA ST, SANTA BARBARA, CA 93103-3129
Document Number	0000073752
Map Reference	PG 4
Instrument Date	Oct 1, 2021
Instrument	2021-0073752
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	LAWYERS TITLE-VN, LAWYERS TITLE VN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	818 E COTA ST, SANTA BARBARA, CA 93103-3129

Mortgage

Document Number	0000073754
Date	Oct 21, 2021
Instrument	2021-0073754

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Municipality	Santa Barbara City
Unified School District	Santa Barbara Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$920,065 (+2%) Land $757,701 Building $162,364
2025	$9,555.00 (+3.63%)	$902,026 (+4.04%) Land $742,845 Building $159,181
2023	$9,220.00 (+1.74%)	$867,000 Land $714,000 Building $153,000
2022	$9,062.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	8 (1995–2023)
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA BARBARA WATER DEPARTMENT serves 93,334 people · EPA ID CA4210010
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 830 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, GeoLinks.

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