910 Shardon Ct, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 910 Shardon Ct, Schenectady, NY 12306

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,396 sqft · built 2000
Lot Size	2.82 acres (122,839 sqft)
Owner	2 Individual Names on Record
Tax Bill	$14,031 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Apr 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`422800 57.20-1-15`

Property Details

APN / Parcel Number

Primary APN	`422800 57.20-1-15`
Alternative APN	`280005702000010150000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,396 sqft Living Area
1st Floor Area	2,004 sqft
2nd Floor Area	1,116 sqft
Upper Floors Area	276 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Brick
Lot Area	122,839 sqft (2.82 acres)
Garage Type	Mixed
Garage Area	1,040 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	40 sqft
Patio Area	660 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	910 SHARDON CT
City	SCHENECTADY
State	NY
Zip	12306-6718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Subdivision	SHARDON COURT
Legal Block	1
Legal Lot Number	15.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	1
Census Block	1005
Census Tract	32601

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	910 SHARDON CT, SCHENECTADY, NY 12306-6718
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK
Apr 4, 2022	Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK
May 16, 2018	Loan Modification, Mortgage · Line of Credit TRUSTCO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Recording Date	Jun 17, 2026
Property Address	910 SHARDON CT, SCHENECTADY, NY 12306-6718
Document Number	0000013816
Instrument Date	Apr 6, 2026
Instrument	202613816
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 SHARDON CT, SCHENECTADY, NY 12306-6718

Mortgage

Document Number	0000013816,
Date	Jun 17, 2026
Instrument	202613816

Lender

Name	TRUSTCO BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 6, 2056

Interest

Rate	6%
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	910 SHARDON CT, SCHENECTADY, NY 12306-6718
Transaction Type	Mortgage
Record Updated	Apr 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 SHARDON CT, SCHENECTADY, NY 12306-6718

Mortgage

Document Number	0000017109
Date	Apr 4, 2022
Book Page	5215/565
Instrument	202217109

Lender

Name	TRUSTCO BANK
Type	Bank
Address	SCHENECTADY, NY 12302

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SCHENECTADY NY
Property Address	910 SHARDON CT, SCHENECTADY, NY 12306-6718
Document Number	0000023499
Instrument Date	May 16, 2018
Transaction Type	Mortgage
Record Updated	Jun 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 SHARDON CT SCHENECTADY NY 123066718, SCHENECTADY, NY 12306-6718

Mortgage

Document Number	0000023499
Date	Jun 1, 2018
Book Page	004840/000935
Instrument	23499

Lender

Name	TRUSTCO BK
Type	Bank
Address	GLENVILLE, NY 12302

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	16%

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Schalmont Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,031.00 (-7.32%) Homeowner's exemption
2025	$15,139.00	$378,000 (-) Land $88,700 Building $289,300	$581,500 (+16.91%) Land $136,453 Building $445,047
2023		$378,000 Land $88,700 Building $289,300	$497,400 Land $116,718 Building $380,682

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1999–2011)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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