907 Shardon Ct, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 907 Shardon Ct, Schenectady, NY 12306

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,477 sqft · built 1999
Lot Size	1.49 acres (64,904 sqft)
Owner	2 Individual Names on Record
Last Sale	$50,000 (May 1999)
Tax Bill	$13,547 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Jul 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`422800 57.16-3-4`

Property Details

APN / Parcel Number

Primary APN	`422800 57.16-3-4`
Alternative APN	`280005701600030040000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,477 sqft Living Area
1st Floor Area	1,595 sqft
2nd Floor Area	1,609 sqft
Upper Floors Area	273 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2000
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Lot Area	64,904 sqft (1.49 acres)
Garage Type	Mixed
Garage Area	1,234 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	68 sqft
Patio Area	126 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	907 SHARDON CT
City	SCHENECTADY
State	NY
Zip	12306-6719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Subdivision	SHARDON COURT
Legal Block	3
Legal Lot Number	4.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	1
Census Block	1005
Census Tract	32601

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	907 SHARDON CT, SCHENECTADY, NY 12306-6719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Deed of Trust, Mortgage · Line of Credit SUNMARK FCU
Jul 3, 2023	Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK
Sep 18, 2019	Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK
Mar 15, 2017	Loan Modification, Mortgage · Line of Credit TRUSTCO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 1999 · Amount on Record
Deed Sale	May 14, 1999 · Amount on Record
Prior Sale	May 14, 1999
Deed Book / Page	1556 / 454
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	907 SHARDON CT, SCHENECTADY, NY 12306-6719
Transaction Type	Mortgage
Record Updated	Oct 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 7SHARDON CT, SCHENECTADY, NY 12306

Mortgage

Document Number	0000024737
Date	Oct 17, 2025
Instrument	202524737

Lender

Name	SUNMARK FCU
Type	Credit Union
Address	LATHAM, NY 12110

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 25, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	907 SHARDON CT, SCHENECTADY, NY 12306-6719
Transaction Type	Mortgage
Record Updated	Jul 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 SHARDON CT, SCHENECTADY, NY 12306-6719

Mortgage

Document Number	0000038443
Date	Jul 3, 2023
Book Page	5314/702
Instrument	202338443

Lender

Name	TRUSTCO BANK
Type	Bank
Address	SCHENECTADY, NY 12302

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	907 SHARDON CT, SCHENECTADY, NY 12306-6719
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041727
Date	Sep 18, 2019
Book Page	4939/452
Instrument	201941727

Lender

Name	TRUSTCO BANK
Type	Bank
Address	SCHENECTADY, NY 12302

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SCHENECTADY NY
Property Address	907 SHARDON CT, SCHENECTADY, NY 12306-6719
Document Number	0000012712
Book / Page	004750 / 000215
Instrument Date	Mar 15, 2017
Transaction Type	Mortgage
Record Updated	Mar 29, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 SHARDON CT SCHENECTADY NY 123066719, SCHENECTADY, NY 12306-6719

Mortgage

Document Number	0000012712
Date	Mar 22, 2017
Book Page	004750/000215
Instrument	12712

Lender

Name	TRUSTCO BK
Type	Bank
Address	GLENVILLE, NY 12302

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Schalmont Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,547.00 (-7.32%) Homeowner's exemption
2025	$14,617.00	$365,000 (-) Land $78,700 Building $286,300	$561,500 (+16.91%) Land $121,069 Building $440,431
2023		$365,000 Land $78,700 Building $286,300	$480,300 Land $103,561 Building $376,739

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1999–2011)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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