Schenectady County and Rotterdam Town property record for 908 Shardon Ct, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,362 sqft · built 1999 |
| Lot Size | 3.78 acres (164,657 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $55,000 (Aug 1999) |
| Tax Bill | $12,760 (2026) |
| Deeds & Mortgages | Aug 2021 Mortgage Aug 2021 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 422800 57.20-1-16 |
| Primary APN | 422800 57.20-1-16 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,362 sqft Living Area |
| 1st Floor Area | 2,248 sqft |
| 2nd Floor Area | 1,114 sqft |
| Upper Floors Area | 28 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 164,657 sqft (3.78 acres) |
| Garage Type | Attached |
| Garage Area | 748 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 24 sqft |
| Porch | Slab |
| Porch Area | 300 sqft |
| Patio Area | 1,036 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 908 SHARDON CT |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-6718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Subdivision | SHARDON COURT |
| Legal Block | 1 |
| Legal Lot Number | 16.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 32601 |
908 Shardon Ct is owned and occupied by two individuals who bought it in August 1999.
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 908 SHARDON CT, SCHENECTADY, NY 12306-6718 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SUNMARK FCU |
| Aug 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SUNMARK FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 23, 1999 · Amount on File |
| Deed Sale | Aug 23, 1999 · Amount on File |
| Deed Book / Page | 1561 / 973 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 908 SHARDON CT, SCHENECTADY, NY 12306-6718 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2021 |
| Title Company | LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 908 SHARDON CT, SCHENECTADY, NY 12306-6718 |
| Document Number | 0000040499 |
|---|---|
| Date | Aug 19, 2021 |
| Book Page | 5133/436 |
| Instrument | 202140499 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 908 SHARDON CT, SCHENECTADY, NY 12306-6718 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2021 |
| Title Company | LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 908 SHARDON CT, ROTTERDAM, NY 12306-6718 |
| Document Number | 0000040498 |
|---|---|
| Date | Aug 19, 2021 |
| Book Page | 5133/399 |
| Instrument | 202140498 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2036 |
The 2026 property tax bill for 908 Shardon Ct was $12,760 with a homeowner's exemption, down 8.2% from the year before.
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Schalmont Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,760.00 (-8.22%) Homeowner's exemption | ||
| 2025 | $13,903.00 | $360,000 Land $95,900 Building $264,100 | $553,800 Land $147,526 Building $406,274 |
| 2023 | $360,000 Land $95,900 Building $264,100 | $473,700 Land $126,188 Building $347,512 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 908 Shardon Ct in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 7 (1999–2011) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 908 Shardon Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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