913 Shardon Ct, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 913 Shardon Ct, Schenectady, NY 12306

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,115 sqft · built 2002
Lot Size	1.27 acres (55,321 sqft)
Owner	2 Individual Names on File
Last Sale	$53,000 (Nov 2000)
Tax Bill	$14,138 (2026)
Deeds & Mortgages	Jan 2022 Line of Credit May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`422800 57.20-1-3`

Property Details

APN / Parcel Number

Primary APN	`422800 57.20-1-3`
Alternative APN	`280005702000010030000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,115 sqft Living Area
1st Floor Area	1,554 sqft
2nd Floor Area	1,033 sqft
Upper Floors Area	528 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	55,321 sqft (1.27 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	54 sqft
Patio Area	292 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	913 SHARDON CT
City	SCHENECTADY
State	NY
Zip	12306-6719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Subdivision	SHARDON COURT
Legal Block	1
Legal Lot Number	3.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	1
Census Block	1005
Census Tract	32601

Owner

913 Shardon Ct is owned and occupied by two individuals who bought it in November 2000.

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	913 SHARDON CT, SCHENECTADY, NY 12306-6719
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES FCU
May 21, 2019	Deed of Trust, Mortgage · Line of Credit SEFCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2000 · Amount on File
Deed Sale	Nov 27, 2000 · Amount on File
Prior Sale	Jul 6, 1998 · Amount on File
Deed Book / Page	1590 / 702
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	913 SHARDON CT, SCHENECTADY, NY 12306-6719
Transaction Type	Mortgage
Record Updated	Feb 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	913 SHARDON CT, SCHENECTADY, NY 12306-6719

Mortgage

Document Number	0000002762
Date	Jan 18, 2022
Book Page	5191/168
Instrument	202202762

Lender

Name	STATE EMPLOYEES FCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jan 17, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	913 SHARDON CT, SCHENECTADY, NY 12306-6719
Document Number	0000024795
Instrument Date	May 21, 2019
Transaction Type	Mortgage
Record Updated	Jun 20, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	913 SHARDON CT ROTTERDAM NY 123066719, ROTTERDAM, NY 12306-6719

Mortgage

Document Number	0000024795
Date	Jun 4, 2019
Book Page	004915/000224
Instrument	24795

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 3, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 913 Shardon Ct was $14,138 with a homeowner's exemption, down 7.2% from the year before.

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Schalmont Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,138.00 (-7.22%) Homeowner's exemption
2025	$15,239.00	$380,000 Land $77,000 Building $303,000	$584,600 Land $118,458 Building $466,142
2023		$380,000 Land $77,000 Building $303,000	$500,000 Land $101,316 Building $398,684

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 913 Shardon Ct in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1999–2011)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 913 Shardon Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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