Preble County property record for 91 Wayne Trace Rd, Eaton, OH 45320
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,560 sqft · built 1927 |
| Lot Size | 0.828 acres (36,111 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $155,000 (Nov 2017) |
| Tax Bill | $2,581 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | M40-0006-074-01-002-000 |
| Primary APN | M40-0006-074-01-002-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,560 sqft Living Area |
| 1st Floor Area | 1,560 sqft |
| Upper Floors Area | 1,560 sqft |
| Attic Area | 1,560 sqft |
| Basement Area | 1,560 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 36,111 sqft (0.828 acres) |
| Terrain | Rolling |
| Porch | Open Porch |
|---|---|
| Porch Area | 720 sqft |
| Deck Area | 292 sqft |
| Patio Area | 292 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 91 WAYNE TRACE RD |
|---|---|
| City | EATON |
| State | OH |
| Zip | 45320-2207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2237 PLUS 0.476 AC PT OUTLOT 140 |
| Legal Subdivision | EATON MANOR SUB |
| Legal Block | 1 |
| Legal Lot Number | 2237 |
| Jurisdiction | PREBLE OH |
| Township / Civil Division | EATON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 455001 |
Source: Preble County assessment roll, as of August 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 91 WAYNE TRACE RD, EATON, OH 45320-2207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 23, 2023 | Deed of Trust, Mortgage · Line of Credit THE TWIN VALLEY BANK |
| Dec 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SOMERVILLE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 21, 2017 · Amount on Record |
| Deed Sale | Nov 21, 2017 · Amount on Record |
| Deed Document Number | 1603 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PREBLE OH |
| Property Address | 91 WAYNE TRACE RD, EATON, OH 45320-2207 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 91 WAYNE TRACE RD, EATON, OH 45320-2207 |
| Document Number | 00442/1190 |
|---|---|
| Date | Jan 23, 2023 |
| Book Page | 442/1190 |
| Instrument | 202300000288 |
| Name | THE TWIN VALLEY BANK |
|---|---|
| Type | Bank |
| Address | WEST ALEXANDRIA, OH 45381 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 25, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PREBLE OH |
| Property Address | 91 WAYNE TRACE RD, EATON, OH 45320-2207 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 413/466 |
|---|---|
| Date | Dec 28, 2020 |
| Book Page | 413/466 |
| Instrument | 202000006413 |
| Name | SOMERVILLE BANK |
|---|---|
| Type | Bank |
| Address | EATON, OH 45320 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
Source: Preble County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Preble County |
| Municipality | Eaton City |
| Unified School District | Eaton Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,581.00 (+1.18%) Homeowner's exemption | $73,370 (-) Land $15,230 Building $58,140 | |
| 2024 | $2,551.00 (-14.6%) Homeowner's exemption | $73,370 (-) Land $15,230 Building $58,140 | |
| 2023 | $2,987.00 (+25.66%) Homeowner's exemption | $73,370 (+30.02%) Land $15,230 Building $58,140 | $209,600 (-) Land $43,500 Building $166,100 |
| 2022 | $2,377.00 Homeowner's exemption | $56,430 Land $15,090 Building $41,340 | |
| 2020 | $209,600 Land $43,500 Building $166,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 10,000 / 10,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Benton Ridge Telephone Company Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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