91 Switch Back Ln, Atoka, TN 38004 Property Records

Tipton County property record for 91 Switch Back Ln, Atoka, TN 38004 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,452 sqft · built 2018
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$321,518 (Dec 2018)
Tax Bill	$2,895 (2022)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`084128L B 13900`

Property Details

APN / Parcel Number

Primary APN	`084128L B 13900`
Alternative APN	`128L B 13900`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	3,452 sqft Living Area
1st Floor Area	2,206 sqft
Upper Floors Area	1,035 sqft
Attic Area	360 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	713 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	262 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	91 SWITCH BACK LN
City	ATOKA
State	TN
Zip	38004-1018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:139 DIST:07 CITY/MUNI/TWP:ATOKA SUBD:STERLING RIDGE PHASE 5 MAP REF:129I
Legal Subdivision	STERLING RIDGE PHASE 5
Legal Lot Number	139
Jurisdiction	TIPTON TN
Township / Civil Division	4
Census Block Group	3
Census Block	3009
Census Tract	40302

Owner

Source: Tipton County records · APN 084128L B 13900

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	91 SWITCH BACK LN, ATOKA, TN 38004-1018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 03, 2018 · Amount on Record
Deed Sale	Dec 03, 2018 · Amount on Record
Deed Document Number	219074
Deed Book / Page	1781 / 815
Record Updated	Jun 08, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	91 SWITCH BACK LN, ATOKA, TN 38004-1018
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	SPRINGDALE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1867672
Date	Oct 26, 2020
Book Page	1867/672
Instrument	238280

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 01, 2040

Tax Assessment & Valuation

Source: Tipton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Tennessee
Municipality	Atoka Town
County	Tipton County
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$134,725 (-) Land $16,600 Building $118,125
2023		$134,725 Land $16,600 Building $118,125
2022	$2,895.00
2020			$538,900 Land $66,400 Building $472,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Tipton County (47167C), updated August 28, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471670403023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 5 individual NFIP policies nearby
Nearby Flood Policies	5 in force 5 of 5 on primary residences

Wildfire

Wildfire Risk	Low above 20% of the US · above 28% of Tennessee
Wildfire Likelihood	About 1 in 4,545 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.