154 Switch Back Ln, Atoka, TN 38004 Property Records

Tipton County property record for 154 Switch Back Ln, Atoka, TN 38004

Property Summary

Property Type	Single Family Home
Details	5 ba · 4,491 sqft · built 2018
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,409 (2022)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`084128L B 16200`

Property Details

APN / Parcel Number

Primary APN	`084128L B 16200`
Alternative APN	`128L B 16200`

Interior

Full Baths	5 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	4,491 sqft Living Area
1st Floor Area	2,491 sqft
Attic	Attic
Attic Area	240 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,375 sqft (0.33 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	621 sqft
Parking Spaces	2 Parking Spaces
Pool Area	648 sqft
Porch	Slab
Porch Area	453 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	154 SWITCH BACK LN
City	ATOKA
State	TN
Zip	38004-1025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	STERLING RIDGE PHASE 5
Legal Lot Number	162
Jurisdiction	TIPTON TN
Township / Civil Division	4
Census Block Group	3
Census Block	3009
Census Tract	40302

Owner

154 Switch Back Ln is owned and occupied by two individuals who acquired it in September 2021.

Source: Tipton County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	154 SWITCH BACK LN, ATOKA, TN 38004-1025
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Warranty Deed, Transfer · VA Mortgage COMMUNITY MORTGAGE CORP
Apr 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY MORTGAGE CORP
Mar 26, 2019	Deed of Trust, Mortgage COMMUNITY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2021
Deed Sale	Sep 7, 2021
Prior Sale	Oct 23, 2015 · Amount on File
Deed Document Number	2021249013
Deed Book / Page	1921 / 175
Prior Transfer Date	May 8, 2018
Prior Transfer Doc	0001760796
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	Sep 7, 2021
Property Address	154 SWITCH BACK LN, ATOKA, TN 38004-1025
Document Number	1921175
Book / Page	1921 / 175
Map Reference	CAB H SL 1120
Instrument Date	Aug 30, 2021
Instrument	249013
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	EDCO TITLE AND CLOSING SERVICES, EDCO TTL & CLOSING SVCS INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,970.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 SWITCH BACK LN, ATOKA, TN 38004-1025
Investor	Possibly a Property Investor

Mortgage

Document Number	249014
Date	Sep 7, 2021
Instrument	249014

Lender

Name	COMMUNITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	154 SWITCH BACK LN, ATOKA, TN 38004-1025
Transaction Type	Mortgage
Record Updated	Mar 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1838759
Date	Apr 7, 2020
Book Page	1838/759
Instrument	232208

Lender

Name	COMMUNITY MORTGAGE CORP
Type	Mortgage Company
Address	CORDOVA, TN 38018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	154 SWITCH BACK LN, ATOKA, TN 38004-1025
Document Number	1793474
Instrument Date	Mar 26, 2019
Transaction Type	Mortgage
Record Updated	Apr 19, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 SWITCH BACK LN ATOKA TN 38004, ATOKA, TN 38004

Mortgage

Document Number	1793474
Date	Apr 2, 2019
Book Page	001793/000474
Instrument	221899

Lender

Name	COMMUNITY MTG
Type	Mortgage Company
Address	CORDOVA, TN 38018

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
Municipality	Atoka Town
County	Tipton County
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$170,100 Land $16,600 Building $153,500
2023		$158,775 Land $16,600 Building $142,175
2022	$3,409.00
2020			$680,400 Land $66,400 Building $614,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 154 Switch Back Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 154 Switch Back Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POPLAR GROVE UTILITY DISTRICT serves 19,599 people · EPA ID TN0000201
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	4 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Right Fiber Fiber · Cable	2,000 / 75
Aeneas Communications Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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