Tipton County property record for 38 Switch Back Ln, Atoka, TN 38004
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,029 sqft · built 2019 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,630 (Jun 2019) |
| Tax Bill | $2,027 (2022) |
| Deeds & Mortgages | Oct 2021 Mortgage Jan 2019 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 084128L B 12100 |
| Primary APN | 084128L B 12100 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,029 sqft Living Area |
| 1st Floor Area | 1,809 sqft |
| Attic | Attic |
| Attic Area | 300 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,682 sqft (0.36 acres) |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 131 sqft |
| Patio Area | 196 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 38 SWITCH BACK LN |
|---|---|
| City | ATOKA |
| State | TN |
| Zip | 38004-1007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | STERLING RIDGE PHASE 5 |
| Legal Lot Number | 121 |
| Jurisdiction | TIPTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 40302 |
38 Switch Back Ln is owned and occupied by an individual who bought it in June 2019.
Source: Tipton County records, as of June 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 38 SWITCH BACK LN, ATOKA, TN 38004-1007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Jan 7, 2019 | Trustee's Deed, Construction Loan · Construction Mortgage INSOUTH BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 10, 2019 · Amount on File |
| Deed Sale | Jun 10, 2019 · Amount on File |
| Prior Sale | Oct 24, 2017 · Amount on File |
| Deed Document Number | 2019223737 |
| Deed Book / Page | 1801 / 337 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIPTON TN |
| Property Address | 38 SWITCH BACK LN, ATOKA, TN 38004-1007 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 193021 |
|---|---|
| Date | Oct 28, 2021 |
| Book Page | 1930/21 |
| Instrument | 250776 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Jul 1, 2051 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | TIPTON TN |
| Recording Date | Jan 7, 2019 |
| Property Address | 38 SWITCH BACK LN, ATOKA, TN 38004-1007 |
| Book / Page | 001784 / 000907 |
| Instrument Date | Jan 3, 2019 |
| Instrument | 219863 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 30, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 303 BRIGHTON TN 380110303, BRIGHTON, TN 38011-0303 |
| Document Number | 1784907 |
|---|---|
| Date | Jan 7, 2019 |
| Book Page | 001784/000907 |
| Instrument | 219863 |
| Name | INSOUTH BK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38119 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jan 6, 2020 |
| Rate Type | Adjustable Rate |
|---|
Source: Tipton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| Municipality | Atoka Town |
| County | Tipton County |
| Unified School District | Tipton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $94,000 Land $16,600 Building $77,400 | ||
| 2023 | $94,000 Land $16,600 Building $77,400 | ||
| 2022 | $2,027.00 | ||
| 2020 | $376,000 Land $66,400 Building $309,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 38 Switch Back Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38 Switch Back Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POPLAR GROVE UTILITY DISTRICT serves 19,599 people · EPA ID TN0000201 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 4 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Right Fiber Fiber · Cable in parts of the area | 2,000 / 75 |
| Aeneas Communications Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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