151 Switch Back Ln, Atoka, TN 38004 Property Records

Tipton County property record for 151 Switch Back Ln, Atoka, TN 38004

Property Summary

Property Type	Single Family Home
Details	4.25 ba · 2,727 sqft · built 2019
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (Nov 2024)
Tax Bill	$2,530 (2022)
Deeds & Mortgages	Mar 2022 Line of Credit Nov 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`084128L B 14200`

Property Details

APN / Parcel Number

Primary APN	`084128L B 14200`
Alternative APN	`128L B 14200`

Interior

Full Baths	4.25 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	2,727 sqft Living Area
1st Floor Area	1,937 sqft
Attic	Attic
Attic Area	540 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,988 sqft (0.39 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	230 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	151 SWITCH BACK LN
City	ATOKA
State	TN
Zip	38004-1024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	STERLING RIDGE PHASE 5
Legal Lot Number	142
Jurisdiction	TIPTON TN
Township / Civil Division	4
Census Block Group	3
Census Block	3009
Census Tract	40302

Owner

Source: Tipton County records, as of January 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	151 SWITCH BACK LN, ATOKA, TN 38004-1024
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2022	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Nov 15, 2024	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 15, 2024	Correction Deed EDCO TITLE AND CLOSING SERVICES, EDCO TTL & CLOSING SVCS INC
Jan 3, 2022	Intrafamily Transfer, Transfer · VA Mortgage ACCELERATE MORTGAGE LLC
Jan 6, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2024 · Amount on Record
Deed Sale	Nov 15, 2024 · Amount on Record
Prior Sale	Jan 3, 2022
Deed Document Number	2024278977
Deed Book / Page	2060 / 421
Prior Transfer Date	Feb 20, 2021
Prior Transfer Doc	0001940679
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	151 SWITCH BACK LN, ATOKA, TN 38004-1024
Transaction Type	Mortgage
Record Updated	Jan 21, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 SWITCH BACK LN, ATOKA, TN 38004-1024

Mortgage

Document Number	0001952271
Date	Mar 29, 2022
Book Page	1952/271
Instrument	255441

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Apr 1, 2062

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	Nov 15, 2024
Property Address	151 SWITCH BACK LN, ATOKA, TN 38004-1024
Document Number	0002060421
Book / Page	2060 / 421
Map Reference	CAB H SL 1120
Instrument Date	Nov 7, 2024
Instrument	278977
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	ENID TITLE AND CLOSING, EDCO TITLE & CLOSING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,628.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	151 SWITCH BACK LN, ATOKA, TN 38004-1024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 SWITCH BACK LN, ATOKA, TN 38004-1024

Mortgage

Document Number	0000278978
Date	Nov 15, 2024
Instrument	278978

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2054

November 2024: Correction Deed

Document Type	Correction Deed
Jurisdiction	TIPTON TN
Recording Date	Nov 15, 2024
Property Address	151 SWITCH BACK LN, ATOKA, TN 38004-1024
Document Number	0002060420
Book / Page	2060 / 420
Instrument Date	Nov 4, 2024
Instrument	278976
Record Updated	Jan 21, 2026
Title Company	EDCO TITLE AND CLOSING SERVICES, EDCO TTL & CLOSING SVCS INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4510 STAY RD, BARTLETT, TN 38134

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TIPTON TN
Recording Date	Jan 3, 2022
Property Address	151 SWITCH BACK LN, ATOKA, TN 38004-1024
Document Number	0001940679
Book / Page	1940 / 679
Map Reference	CAB 11 SL 1120
Instrument Date	Feb 20, 2021
Instrument	252903
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 SWITCH BACK LN, ATOKA, TN 38004-1024

Mortgage

Document Number	0000252904
Date	Jan 3, 2022
Instrument	252904

Lender

Name	ACCELERATE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Mar 1, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	Jan 6, 2020
Property Address	151 SWITCH BACK LN, ATOKA, TN 38004-1024
Document Number	0001827364
Book / Page	1827 / 364
Instrument Date	Jan 2, 2020
Instrument	229591
Transaction Type	Transfer
Record Updated	Jul 1, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 SWITCH BACK LN, ATOKA, TN 38004-1024

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
Municipality	Atoka Town
County	Tipton County
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$117,925 (+0.23%) Land $16,600 Building $101,325
2023		$117,650 Land $16,600 Building $101,050
2022	$2,530.00
2020			$471,700 Land $66,400 Building $405,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POPLAR GROVE UTILITY DISTRICT serves 19,599 people · EPA ID TN0000201
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	4 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Right Fiber Fiber · Cable	2,000 / 75
Aeneas Communications Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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