91 Ridge Rd, Toccoa, GA 30577 Property Records

Stephens County property record for 91 Ridge Rd, Toccoa, GA 30577 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1980
Square Footage	1,268 sqft Heated Area
Lot Size	12,197 sqft (0.28 acres)
Occupancy	Owner Occupied
Last Sale	$65,000 (2005)
Tax Bill	$555.00 (2025)

Owner

Source: Stephens County records · APN T34 075A

Assessment roll updated March 12, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	91 RIDGE RD, TOCCOA, GA 30577-2849
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 22, 2005 · Amount on Record
Deed Sale	Mar 22, 2005 · Amount on Record
Prior Sale	Jun 01, 1997
Deed Doc Number	2005454
Deed Book / Page	701 / 368
Record Refreshed	Jun 08, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	91 RIDGE RD, TOCCOA, GA 30577-2849
Document Number	0011480170
Instrument Date	Apr 11, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	91 RIDGE RD TOCCOA GA 305772849, TOCCOA, GA 30577-2849

Mortgage

Document Number	0011480170
Date	Apr 26, 2018
Book Page	001148/000170

Lender

Name	REGIONS BK/FAYETTE
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	120 Months
Due	Apr 25, 2028

Tax Assessment & Valuation

Source: Stephens County records · Assessment roll updated March 12, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$555.00 (+180.3%) Homeowner's exemption Senior Citizen's exemption	$53,544 (+59.24%) Land $3,095 Building $50,449	$133,860 (+59.24%) Land $7,738 Building $126,122
2023	$198.00 Homeowner's exemption	$33,625 Land $3,095 Building $30,530	$84,064 Land $7,738 Building $76,326

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stephens County (13257C), updated September 26, 2008 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 32% of the US · above 9% of Georgia
Wildfire Likelihood	About 1 in 3,125 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`T34 075A`
Alternative APN	`771850`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,268 sqft Heated Area
Stories	1 Stories
Primary Flooring	Hardwood Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1980
Architectural Style	Ranch Style
Exterior Material	Brick Exterior
Construction Type	Brick Construction
Foundation Type	No Foundation Foundation
Roof Construction	Hip Roof Construction
Roof Material	Metal Roof
Lot Area	12,197 sqft (0.28 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Carport Garage
Garage Area	240 sqft Garage
Carport	Carport
Carport Area	240 sqft Carport

Exterior Amenities

Porch Area	290 sqft Porch
Topography	Gentle Slope Topography
Lean-To	64 sqft Lean-To
Pole Structure	200 sqft Pole Structure
Utility Building	80 sqft Utility Building

Utilities and HVAC

Cooling System	Central Cooling
Heating Fuel	Electric Heating Fuel
Water Source	Commercial Water Source

Location & Zoning

Account Number	771850
Street Address	91 RIDGE RD
City	TOCCOA
State	GA
Zip	30577-2849
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 4 MRS W H CAMP S/D
Legal Subdivision	W H CAMP S/D
Legal Lot Number	4
Jurisdiction	STEPHENS GA
Minor Civil Division	TOCCOA
Census Blockgroup	2
Census Block	2034
Census Tract	970102