Stephens County property record for 106 Ridge Rd, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 975 sqft · built 1956 |
| Lot Size | 0.939 acres (40,946 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $74,900 (Oct 2019) |
| Tax Bill | $1,362 (2025) |
| Deeds & Mortgages | Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T34 058A |
| Primary APN | T34 058A |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 975 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Raised |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 40,946 sqft (0.939 acres) |
| Terrain | Gentle Slope |
| Porch | Porch |
|---|---|
| Porch Area | 220 sqft |
| Canopy | 320 sqft |
| Lean-To | 80 sqft |
| Utility Building | 55 sqft |
| Heating Fuel | Electric |
|---|---|
| Water Source | Commercial |
| Account Number | 771900 |
|---|---|
| Street Address | 106 RIDGE RD |
| City | TOCCOA |
| State | GA |
| Zip | 30577-2043 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 5 MRS W H CAMP S/D |
| Legal Subdivision | W H CAMP S/D |
| Legal Lot Number | 5 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 970102 |
Source: Stephens County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 139 ASBURY ST, CLARKESVILLE, GA 30523-5411 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 11, 2019 · Amount on Record |
| Deed Sale | Oct 11, 2019 · Amount on Record |
| Deed Document Number | 0000119218 |
| Deed Book / Page | 1192 / 18 |
| Last Transfer Date | Oct 16, 2019 |
| Transfer Doc | 0011920018 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Oct 16, 2019 |
| Property Address | 106 RIDGE RD, TOCCOA, GA 30577-2043 |
| Document Number | 0011920018 |
| Book / Page | 001192 / 000018 |
| Instrument Date | Oct 11, 2019 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $74.90 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 106 RIDGE RD TOCCOA GA 305772043, TOCCOA, GA 30577-2043 |
| Document Number | 11920019 |
|---|---|
| Date | Oct 16, 2019 |
| Book Page | 001192/000019 |
| Name | HOMESTAR FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | GAINESVILLE, GA 30501 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 15, 2049 |
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Municipality | Toccoa City |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,362.00 (+47.88%) | $49,622 (+60.31%) Land $4,902 Building $44,720 | $124,056 (+60.31%) Land $12,256 Building $111,800 |
| 2023 | $921.00 (+5.74%) | $30,954 (+5.7%) Land $4,902 Building $26,052 | $77,386 (+5.7%) Land $12,256 Building $65,130 |
| 2022 | $871.00 | $29,284 Land $4,902 Building $24,382 | $73,212 Land $12,256 Building $60,956 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Georgia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| TruVista Communications Cable | 500 / 50 |
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