33 Ridge Rd, Toccoa, GA 30577 Property Records

Stephens County property record for 33 Ridge Rd, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,024 sqft · built 1956
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on File
Last Sale	$78,000 (Apr 2021)
Tax Bill	$1,264 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T34 078A`

Property Details

APN / Parcel Number

Primary APN	`T34 078A`
Alternative APN	`771700`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,024 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1983
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	22,216 sqft (0.51 acres)
Terrain	Gentle Slope
Porch	Porch
Porch Area	143 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Account Number	771700
Street Address	33 RIDGE RD
City	TOCCOA
State	GA
Zip	30577-2849
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-IA
Legal Description	LOT 1 MRS W H CAMP S/D
Legal Subdivision	MRS W H CAMP
Legal Lot Number	1
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	2
Census Block	2034
Census Tract	970102

Owner

Source: Stephens County records · APN T34 078A

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	33 RIDGE RD, TOCCOA, GA 30577-2849
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 12, 2021 · Amount on Record
Deed Sale	Apr 12, 2021 · Amount on Record
Deed Document Number	0001247327
Deed Book / Page	1247 / 327
Record Updated	Jun 08, 2026

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Apr 12, 2021
Property Address	33 RIDGE RD, TOCCOA, GA 30577-2849
Document Number	0012470327
Book / Page	001247 / 000327
Instrument Date	Apr 12, 2021
Transaction Type	Transfer
Record Updated	May 10, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$78.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 RIDGE RD TOCCOA GA 305772849, TOCCOA, GA 30577-2849

Mortgage

Document Number	12470329
Date	Apr 12, 2021
Book Page	001247/000329

Lender

Name	ELIZABETH R BOWEN
Address	925 GARRETT ST SE # 216, ATLANTA, GA 30316-6829

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Apr 11, 2041

Tax Assessment & Valuation

Source: Stephens County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,264.00 (+36.94%) Homeowner's exemption	$44,966 (+61.81%) Land $3,724 Building $41,242	$112,417 (+61.81%) Land $9,311 Building $103,106
2023	$923.00 (-0.65%) Homeowner's exemption	$27,789 (+5.75%) Land $3,724 Building $24,065	$69,474 (+5.75%) Land $9,311 Building $60,163
2022	$929.00 Homeowner's exemption	$26,278 Land $3,724 Building $22,554	$65,697 Land $9,311 Building $56,386

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 26, 2008 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Uniti Group Fiber · DSL in parts of the area	2,000 / 2,000
Point Broadband Fiber Holding Fiber	1,000 / 1,000
TruVista Communications Cable	500 / 50

Based on FCC filings for 200 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOCCOA serves 28,711 people
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.