Stephens County property record for 48 Ridge Rd, Toccoa, GA 30577 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1998 |
| Square Footage | 1,120 sqft Heated Area |
| Lot Size | 40,511 sqft (0.93 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $198,300 (2024) |
| Tax Bill | $1,496.00 (2025) |
Source: Stephens County records · APN T34 057A
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 48 RIDGE RD, TOCCOA, GA 30577-2845 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 09, 2019 | Grant Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BK |
| Apr 08, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 06, 2024 · Amount on Record |
| Deed Sale | Sep 06, 2024 · Amount on Record |
| Prior Sale | May 07, 2019 · Amount on Record |
| Deed Doc Number | 0001379159 |
| Deed Book / Page | 1379 / 159 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | May 09, 2019 |
| Property Address | 48 RIDGE RD, TOCCOA, GA 30577-2845 |
| Document Number | 0011780038 |
| Book / Page | 001178 / 000038 |
| Instrument Date | May 07, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $67.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 48 RIDGE RD TOCCOA GA 305772845, TOCCOA, GA 30577-2845 |
| Document Number | 11780040 |
|---|---|
| Date | May 09, 2019 |
| Book Page | 001178/000040 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 08, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Apr 08, 2019 |
| Property Address | 48 RIDGE RD, TOCCOA, GA 30577-2845 |
| Document Number | 0011750117 |
| Book / Page | 001175 / 000117 |
| Instrument Date | Feb 20, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 07, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 48 RIDGE RD TOCCOA GA 305772845, TOCCOA, GA 30577-2845 |
Source: Stephens County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Municipality | Toccoa City |
| Unified School District | Stephens County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,496.00 (+16.06%) Homeowner's exemption | $67,134 (+54.96%) Land $4,873 Building $62,261 | $167,835 (+54.96%) Land $12,183 Building $155,652 |
| 2023 | $1,289.00 | $43,324 Land $4,873 Building $38,451 | $108,311 Land $12,183 Building $96,128 |
Source: FEMA National Flood Hazard Layer, Stephens County (13257C), updated September 26, 2008 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 32% of the US · above 9% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 3,125 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | T34 057A |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,120 sqft Heated Area |
| Basement Area | 1,120 sqft Basement |
| Unfinished Basement | 1,120 sqft Unfinished |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Ranch Style |
| Exterior Material | Brick Exterior |
| Construction Type | Brick Construction |
| Foundation Type | Raised Foundation |
| Roof Construction | Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 40,511 sqft (0.93 acres) |
| Porch | Porch |
| Porch Area | 143 sqft Porch |
| Topography | Gentle Slope Topography |
| Heating Fuel | Gas Heating Fuel |
|---|---|
| Water Source | Commercial Water Source |
| Account Number | 771950 |
|---|---|
| Street Address | 48 RIDGE RD |
| City | TOCCOA |
| State | GA |
| Zip | 30577-2845 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOTS 6 + 7 MRS W H CAMP S/D |
| Legal Subdivision | W H CAMP S/D |
| Legal Lot Number | 6+7 7 |
| Jurisdiction | STEPHENS GA |
| Minor Civil Division | TOCCOA |
| Census Blockgroup | 2 |
| Census Block | 2034 |
| Census Tract | 970102 |
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