909 Cactus Ct, Rocklin, CA 95765 Property Records

Placer County property record for 909 Cactus Ct, Rocklin, CA 95765

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,050 sqft · built 2019
Owner	2 Trust Names on File
Last Sale	$688,000 (Apr 2020)
Tax Bill	$12,050 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`489-400-041-000`

Property Details

APN / Parcel Number

Primary APN	`489-400-041-000`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,050 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Wood
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	909 CACTUS CT
City	ROCKLIN
State	CA
Zip	95765-5759
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 92 WHITNEY RANCH PH III MOR EE 17
Legal Subdivision	WHITNEY RANCH
Legal Lot Number	92
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	4
Census Block	4000
Census Tract	21323

Owner

909 Cactus Ct is owner-occupied and held in a trust since January 2025.

Source: Placer County records, as of July 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	909 CACTUS CT, ROCKLIN, CA 95765-5759
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Deed of Trust, Mortgage · Line of Credit THE GOLDEN ONE CU
Apr 17, 2020	Grant Deed, Subdivision Related Transfer · Conventional Mortgage GOLDEN 1 CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2020 · Amount on File
Deed Sale	Apr 17, 2020 · Amount on File
Prior Sale	May 30, 2019 · Amount on File
Deed Document Number	202034827
Last Transfer Date	Jan 30, 2025
Transfer Doc	0000007078
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	909 CACTUS CT, ROCKLIN, CA 95765-5759
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	909 CACTUS CT, ROCKLIN, CA 95765-5759

Mortgage

Document Number	0000106965
Date	Aug 24, 2021
Instrument	2021-0106965

Lender

Name	THE GOLDEN ONE CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Apr 17, 2020
Property Address	909 CACTUS CT, ROCKLIN, CA 95765-5759
Document Number	0000034827
Instrument Date	Apr 9, 2020
Instrument	34827
Transaction Type	Subdivision Related Transfer
Record Updated	May 8, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$757.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	909 CACTUS CT ROCKLIN CA 957655759, ROCKLIN, CA 95765-5759

Mortgage

Document Number	34828
Date	Apr 17, 2020
Instrument	34828

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 16, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 909 Cactus Ct was $12,050 with a homeowner's exemption.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Rocklin City
Unified School District	Rocklin Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$831,051 (+2%) Land $250,989 Building $580,062
2025	$12,050.00 Homeowner's exemption	$814,757 Land $246,068 Building $568,689
2023	$11,719.00 (+2.3%) Homeowner's exemption	$783,121 Land $236,514 Building $546,607
2022	$11,455.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 909 Cactus Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 909 Cactus Ct is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Zeta Broadband.

Nearby Properties on Cactus Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures