Placer County property record for 905 Cactus Ct, Rocklin, CA 95765
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,062 sqft · built 2020 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $670,000 (Apr 2020) |
| Tax Bill | $11,461 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Apr 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 489-400-039-000 |
| Primary APN | 489-400-039-000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,062 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Construction Type | Wood |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 905 CACTUS CT |
|---|---|
| City | ROCKLIN |
| State | CA |
| Zip | 95765-5759 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 90 WHITNEY RANCH PH III MOR EE 17 |
| Legal Subdivision | WHITNEY RANCH |
| Legal Lot Number | 90 |
| Jurisdiction | PLACER CA |
| Township / Civil Division | LINCOLN |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 21323 |
905 Cactus Ct is owned and occupied by two individuals who bought it in April 2020.
Source: Placer County records, as of July 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 905 CACTUS CT, ROCKLIN, CA 95765-5759 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 1, 2020 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2020 · Amount on File |
| Deed Sale | Apr 1, 2020 · Amount on File |
| Prior Sale | May 30, 2019 · Amount on File |
| Deed Document Number | 202029494 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 905 CACTUS CT, ROCKLIN, CA 95765-5759 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 905 CACTUS CT, ELK GROVE, CA 95757 |
| Document Number | 0000021538 |
|---|---|
| Date | Feb 16, 2021 |
| Instrument | 2021-0021538 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | Apr 1, 2020 |
| Property Address | 905 CACTUS CT, ROCKLIN, CA 95765-5759 |
| Document Number | 0000029494 |
| Map Reference | MB EE PG 17 |
| Instrument Date | Mar 25, 2020 |
| Instrument | 2020-0029494 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 21, 2022 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 905 CACTUS CT, ROCKLIN, CA 95765-5759 |
| Document Number | 0000029495 |
|---|---|
| Date | Apr 1, 2020 |
| Instrument | 2020-0029495 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2050 |
The 2025 property tax bill for 905 Cactus Ct was $11,461.
Source: Placer County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | California |
| County | Placer County |
| Municipality | Rocklin City |
| Unified School District | Rocklin Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $768,672 (+2%) Land $211,946 Building $556,726 | |
| 2025 | $11,461.00 | $753,601 Land $207,791 Building $545,810 |
| 2023 | $11,147.00 (+2.28%) | $724,339 Land $199,723 Building $524,616 |
| 2022 | $10,899.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 905 Cactus Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 905 Cactus Ct is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 69% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: Zeta Broadband.
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